Credit union · NCUA insured
Postel Family Credit Union Savings Rates
Postel Family Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Postel Family Credit Union’s savings rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Postel Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Postel Family Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Peoples Bank & Trust Company
3.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
2nd-highest rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
Postel Family Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Postel Family Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Open to anyone who works, resides, worships or attends school in Archer, Baylor, Clay, Wichita or Wilbarger Counties in Texas, select employee groups, and families of existing members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly. Calculated on an average daily balance. Rates paid for the most recently ended dividend period(s) and not guaranteed for future periods. APY assumes dividends remain on deposit for at least one year; a withdrawal will reduce earnings.Any balance | 0.50% | $50 | Dividends paid monthly. Calculated on an average daily balance. Rates paid for the most recently ended dividend period(s) and not guaranteed for future periods. APY assumes dividends remain on deposit for at least one year; a withdrawal will reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Share Account (Savings)
0.10%APY
Minimum balance of $25.00 required at all times to be eligible for other services. Dividends calculated on average daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPaid quarterly on all balances $25 and above. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings.$25 and up | 0.10% | $10 | Paid quarterly on all balances $25 and above. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club Accounts
0.10%APY
Dividends calculated on average daily balance, compounded monthly and paid November 15th.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier applies up to $2500. Monthly, paid Nov. 15th. | 1.05% | — | Tier applies up to $2500. Monthly, paid Nov. 15th. |
| $2,500 and upTier applies over $2500. Monthly, paid Nov. 15th. | 0.10% | $10 | Tier applies over $2500. Monthly, paid Nov. 15th. |
Sources (2)
All captured Sep 17, 2026
Health Saving Account (HSA's)
0.10%APY
Dividends calculated on average daily balance and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid monthly. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings.Any balance | 0.10% | $10 | Paid monthly. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Individual Retirement Accounts (IRA's) - IRA Shares
0.10%APY
Offers both Roth and Regular IRAs with no annual fees. Dividends calculated on average daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. No annual fees. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings.Any balance | 0.10% | $10 | Paid quarterly. No annual fees. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Who can join Postel Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, resides, worships, or attends school in Archer, Baylor, Clay, Wichita, or Wilbarger Counties in Texas.
Employers and groups
- Membership is open to employees of designated select employee groups/employers.
Military, government and schools
- Membership is open to specified federal, postal, state, and local government agency employees.
Family and household
- Membership is open to families of existing members.
Membership information collected October 5, 2026.