Credit union · NCUA insured
Valwood Park Federal Credit Union Savings Rates
Valwood Park Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Valwood Park Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Valwood Park Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Valwood Park Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Regular Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Valwood Park Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Valwood Park Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends compounded monthly, credited monthly. Dividends earned on balances $200 or more.$200 and up | 0.10% | $10 | Dividends compounded monthly, credited monthly. Dividends earned on balances $200 or more. |
Sources (1)
- valwoodpark.com/deposit-rates · captured Sep 17, 2026
Special-purpose accounts
Youth Savings
1.00%APY
Available for members 0-17 years of age (also noted as 0-12 in text). Maximum deposit $20,000.00. Minimum balance to earn dividends is $200.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $20,000For members 0-17 years of age (or 0-12 years). Maximum deposit $20,000.00. Minimum balance to earn dividend is $200.00. Dividends compounded and credited monthly.$200 – $20,000 | 1.00% | $100 | For members 0-17 years of age (or 0-12 years). Maximum deposit $20,000.00. Minimum balance to earn dividend is $200.00. Dividends compounded and credited monthly. |
Christmas Club
0.30%APY
Free withdrawals between November 1st through December 31st; $5 fee per transaction for early withdrawals. Minimum balance to earn dividends is $200.00. Balances up to $15,000.00 earn 0.30% APY; balances of $15,000.01 and above earn the regular Share (Savings) Account rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $15,000Earns dividend on balance up to $15,000.00. Free withdrawals between November 1st and December 31st ($5 fee per early withdrawal). Dividends compounded and credited monthly. | 0.30% | $30 | Earns dividend on balance up to $15,000.00. Free withdrawals between November 1st and December 31st ($5 fee per early withdrawal). Dividends compounded and credited monthly. |
| Over $15,000Once the max balance reaches $15,000.01, the account earns the regular Share (Savings) Account rate (0.10% APY). | 0.10% | — | Once the max balance reaches $15,000.01, the account earns the regular Share (Savings) Account rate (0.10% APY). |
Individual Retirement Account (IRA Savings)
0.30%APY
Minimum balance to earn dividends is $200.00. Variable rate. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to earn dividend is $200.00. Dividends compounded and credited monthly.$200 and up | 0.30% | $30 | Minimum balance to earn dividend is $200.00. Dividends compounded and credited monthly. |
Sources (1)
- valwoodpark.com/deposit-rates · captured Sep 17, 2026
Who can join Valwood Park Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the MetroCrest community (including Carrollton, Addison, and Farmers Branch) are eligible for membership.
Family and household
- Immediate family members of VPFCU members (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) are eligible for membership.
Membership information collected October 5, 2026.