Credit union · NCUA insured
Valwood Park Federal Credit Union
A $27.3M credit union headquartered in Carrollton, TX, with 2,426 members and 1 branch in Texas. Best rates: CDs 4.07% and savings 0.10% APY.
Valwood Park Federal Credit Union Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#50 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Valwood Park Federal Credit Union
Valwood Park Federal Credit Union is a member-owned institution based in Carrollton, Texas, serving the MetroCrest community since 1974.
- Headquarters
- 1001 E Crosby Rd, Carrollton, TX 75006-7260
- NCUA charter
- 21788
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the MetroCrest community (including Carrollton, Addison, and Farmers Branch) are eligible for membership.
Family and household
- Immediate family members of VPFCU members (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- Valwood Park FCUMain office1001 E Crosby Rd, Carrollton, TX 75006Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.41% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio10.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Valwood Park Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.