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Credit union · NCUA insured

Midwestern State University Credit Union Savings Rates

Midwestern State University Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings. Rates checked October 16, 2026.

How Midwestern State University Credit Union’s savings rates compare

Compared with banks and credit unions near Wichita Falls, TX, where Midwestern State University Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Midwestern State University Credit Union

    0.10%APY

    Minimum
    —
    Earns on $10,000 a year
    $10

    Savings

  • Top rate

    Peoples Bank & Trust Company

    3.00%APY

    Minimum
    $2,500
    Earns on $10,000 a year
    $300

    Peoples Bank & Trust Company rates

  • 2nd-highest rate

    First National Bank Texas

    2.00%APY

    Minimum
    $0
    Earns on $10,000 a year
    $200

    First National Bank Texas rates

Compare savings rates near you →

Midwestern State University Credit Union savings score

63

Savings score

Higher than 9% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.05%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.10%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Midwestern State University Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Midwestern State University Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • All Midwestern State University graduates and life-time members of the MSU Alumni Association are eligible to join.
  • All full-time campus ministers of recognized Bible chairs and their full-time employees are eligible to join.
  • Full-time, benefit-eligible employees of Midwestern State University are eligible to join.
  • Teaching Assistants (TAs) of the University, as well as part-time faculty and part-time staff under contract and benefit eligible, are eligible to join.
  • All ROTC Cadre and all full-time civil service employees of the ROTC unit at the University are eligible to join.
  • Students who are officially accepted and attending Midwestern State University are eligible to join.
2 more ways to join

Military, government and schools

  • All full-time (benefit-eligible) Administration, Faculty, classified, and At-will employees of Vernon College (including all branches) are eligible to join.

Family and household

  • Members of the family of eligible persons are eligible for membership.

Cost to join

  • Joining requires payment of a $1.00 non-refundable membership fee.
  • New members must purchase at least one share for $25.00 to establish an account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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