Credit union · NCUA insured
Amplify Credit Union Savings Rates
Amplify Credit Union’s best savings rate is 0.10% APY on $10,000, with its Personal Classic Money Market. Rates checked October 16, 2026.
How Amplify Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Amplify Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Amplify Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Personal High-Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Amplify Credit Union savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Amplify Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Classic Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999 | 0.00% | — | |
| $1,000 – $24,999Minimum balance of $1,000 is required to earn the advertised APY. | 0.10% | $10 | Minimum balance of $1,000 is required to earn the advertised APY. |
| $25,000 – $49,999Minimum balance of $1,000 is required to earn the advertised APY. | 0.15% | — | Minimum balance of $1,000 is required to earn the advertised APY. |
| $50,000 – $99,999Minimum balance of $1,000 is required to earn the advertised APY. | 0.20% | — | Minimum balance of $1,000 is required to earn the advertised APY. |
| $100,000 – $249,999Minimum balance of $1,000 is required to earn the advertised APY. | 0.25% | — | Minimum balance of $1,000 is required to earn the advertised APY. |
| $250,000 and upMinimum balance of $1,000 is required to earn the advertised APY. | 0.30% | — | Minimum balance of $1,000 is required to earn the advertised APY. |
Sources (1)
- goamplify.com/rates-and-fees · captured Sep 17, 2026
Personal High-Yield Savings
0.10%APY
Minimum balance of $10,000 is required to earn the advertised APY.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.00% | — |
| $10,000 – $24,999 | 0.10% | $10 |
| $25,000 – $49,999 | 0.15% | — |
| $50,000 – $99,999 | 0.20% | — |
| $100,000 – $249,999 | 0.25% | — |
| $250,000 and up | 0.30% | — |
Personal Primary Savings
0.05%APY
Amplify membership required. Federally insured by the NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $2,499 | 0.05% | — |
| $2,500 – $4,999 | 0.05% | — |
| $5,000 and up | 0.05% | $5 |
Special-purpose accounts
Personal IRA Savings
0.05%APY
The Savings IRA APY is based on credit union earnings and declared at the end of an interest period (quarterly). Subject to change at any time as determined by the Credit Union Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $2,499 | 0.05% | — |
| $2,500 – $4,999 | 0.05% | — |
| $5,000 and up | 0.05% | $5 |
Sources (1)
- goamplify.com/rates-and-fees · captured Sep 17, 2026
Who can join Amplify Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school anywhere in Texas are eligible to join Amplify Credit Union.
Membership information collected October 5, 2026.