Credit union · NCUA insured
ILA 1351 Federal Credit Union
A $17.4M credit union headquartered in La Porte, TX, with 1,054 members and 2 branches in Texas. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings650.20%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ILA 1351 Federal Credit Union
ILA 1351 Federal Credit Union is based in La Porte, Texas, and has served the Houston area since 1966, dedicated to serving members of the International Long Shoremen's Association 1351.
In 2008, the credit union expanded beyond its original savings and loans model by adding checking accounts, home banking, and online banking functionality.
- Headquarters
- 10920 Spencer Hwy, La Porte, TX 77571
- NCUA charter
- 17253
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the Boatmen, ILA Local #1438.
- Membership is open to members of the International Long Shoremen's Association 1351 in La Porte, Texas.
Family and household
- Membership is open to families of eligible ILA members.
Branches
2 branches in Texas
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Texas
2 branches
- ILA 1351 Federal Credit UnionMain office10920 Spencer Hwy, La Porte, TX 77571Directions
- Houston Federal Credit Union16320 Kensington Dr, Sugar Land, TX 77479Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.18% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio17.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.18%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ILA 1351 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.