Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 526–540 results in Texas
- Gulf Credit UnionMoney MarketMoney Market · $2,000 min · 0.15%–0.60% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: 6 withdrawals per month.
Offer: Compounded and paid monthly.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.15% $2,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.55% $1,000,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Dec 18, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Quarterly dividends.
0.25% interest rate · Effective Apr 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are subject to change at any time and are not guaranteed. Requires credit union membership.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To be considered an ACTIVE member of the Credit Union, your Share/Savings account must have a minimum balance of $50.00.
Offer: Dividends are paid Quarterly.
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must pair savings with Performance Checking or E-Checking. No monthly maintenance fees. No minimum deposit to open. 2 free withdrawals per month.
Offer: Must pair with Performance Checking or E-Checking.
Qualified rate · 0.10% interest rate · No monthly fee · Effective May 21, 2026
Rate by balance
Rate by balance for Step-Up Savings Balance APY $100 – $1,000 0.10% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.35% $25,000 – $100,000 0.50% Over $100,000Deposits greater than $100,000 pay 0.00%. 0.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Par value of one share is $25.00, required for credit union membership. Limited to no more than six transfers and withdrawals per month by preauthorized, automatic, internet, telephonic, check, draft, or debit card.
Offer: Interest paid quarterly. Minimum balance required to keep account open.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rate available only for accounts opened online. Variable interest rate calculated daily. $5 service charge per statement cycle/month if balance falls below $100. Up to 6 withdrawals/transfers per statement cycle/month at no fee; $3 service charge per additional withdrawal.
Offer: Rate available only for accounts opened online. Rates may vary and are effective as of today's date. $5 monthly service charge waived when minimum balance of $100 is maintained. 6 withdrawals per month included at no fee ($3 per withdrawal in excess of 6).
$5 monthly fee
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More details - 1st Community Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,500 balance required to open and maintain each day to avoid a $15 monthly service fee charged the next month. Includes 6 free withdrawals per month ($5 each thereafter) and first 40 checks free. Dividends are calculated by the simple daily accrual method and compounded and credited monthly. Rates are prospective and subject to change at any time.
Offer: Minimum $2,500 daily balance required to avoid $15 monthly service fee charged the next month. 6 free withdrawals per month ($5 each thereafter).
0.25% interest rate · $15 monthly fee
Rate checked
More details - Austin Telco Federal Credit UnionMoney MarketMoney Market · $50 min · 0.00%–0.95% by balance
Credit union · 23 branches
0.25%APY$25 a year on $10,000Requirements
Product: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
Offer: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $74,999 0.35% $75,000 – $124,999 0.40% $125,000 – $499,999 0.50% $500,000 – $999,999 0.80% $1,000,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends paid monthly on average daily balance of $25.00 or more. Must maintain $5 balance to remain a member. Direct deposit or payroll deduction available. No recurring monthly maintenance charges.
Offer: Dividends paid monthly on average daily balance of $25.00 or more.
0.25% interest rate · No monthly fee · Effective Jul 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A minimum initial deposit of $25.00 is required. An average daily balance of at least $100.00 is required to earn a dividend. Dividends are compounded and paid quarterly.
Offer: Average daily balance of at least $100.00 is required to earn a dividend. Dividends compounded quarterly.
0.25% interest rate · Compounded quarterly · Effective Oct 3, 2025
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More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A $5.00 minimum balance must be maintained at all times. An average daily balance of at least $100.00 is required to earn a dividend. Dividends are compounded and paid quarterly.
Offer: Average daily balance of at least $100.00 is required to earn a dividend. Dividends compounded quarterly.
0.25% interest rate · Compounded quarterly · Effective Oct 3, 2025
Rate checked
More details - IBEW Local 66 Federal Credit UnionUnion Advantage Money Market AccountUnion Advantage Money Market Account · $1,000 min · 0.15%–0.75% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid monthly on a tiered schedule. Monthly maintenance fee waived with a daily ledger balance of $7,500.00 or greater. Minimum balance to earn dividends is $100.00. Limited to 3 checks per cycle.
0.15% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Union Advantage Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $49,999 0.35% $50,000 – $100,000 0.50% Over $100,000 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches