Credit union · NCUA insured
CommonCents CU Savings Rates
Top CarrotCommonCents CU’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How CommonCents CU’s savings rates compare
Compared with banks and credit unions near Beaumont, TX, where CommonCents CU has the most branches. $10,000, best rate first.
This credit union’s best
CommonCents CU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Ultimate Savings
Top rate
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
5Point Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
CommonCents CU savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0000.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CommonCents CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ultimate Savings
1.00%APY
Regular Shares Savings Account required for all CCCU accounts. Free savings account that pays quarterly dividends. No minimum balance to keep. $5.00 minimum opening deposit for regular share account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balances up to $25,000 | 1.00% | $100 | Balances up to $25,000 |
| $25,000 and upBalances over $25,000 (page 42 also notes 1.00%-0.36% APY depending on the balance) | 0.20% | — | Balances over $25,000 (page 42 also notes 1.00%-0.36% APY depending on the balance) |
Sources (2)
All captured Sep 17, 2026
Money Market
0.25%APY
Rates are subject to change at any time and are not guaranteed. Requires credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Sep 17, 2026
Who can join CommonCents CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Jefferson or Chambers County, as well as business entities located in those counties, are eligible for membership.
Family and household
- Individuals who have an immediate family member who is part of the CommonCents Credit Union family are eligible for membership.
Membership information collected October 5, 2026.