Credit union · NCUA insured
Gulf Credit Union Savings Rates
Gulf Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Gulf Credit Union’s savings rates compare
Compared with banks and credit unions near Beaumont, TX, where Gulf Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gulf Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
Free Kasasa Saver®
Top rate
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
5Point Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Gulf Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.15%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gulf Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver®
Up to 2.00%APY
Exclusively available to Kasasa checking account holders (links to free Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking). Automatic transfers of Kasasa earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $30,000When qualifications are met in linked Kasasa checking account (at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle). | 2.00% | $200 | When qualifications are met in linked Kasasa checking account (at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle). |
| Any balanceApplies if qualifications are not met in linked Kasasa checking account. | 0.05% | $5 | Applies if qualifications are not met in linked Kasasa checking account. |
| Over $30,000Applies to portion of balance over $30,000 when qualifications are met in linked Kasasa checking account. | 0.60% | — | Applies to portion of balance over $30,000 when qualifications are met in linked Kasasa checking account. |
Sources (2)
All captured Sep 17, 2026
Money Market
0.25%APY
6 withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,999Compounded and paid monthly. | 0.15% | — | Compounded and paid monthly. |
| $2,000 – $25,000Compounded and paid monthly. | 0.25% | $25 | Compounded and paid monthly. |
| $25,000 – $50,000Compounded and paid monthly. | 0.45% | — | Compounded and paid monthly. |
| $50,000 – $100,000Compounded and paid monthly. | 0.55% | — | Compounded and paid monthly. |
| $1,000,000 and upCompounded and paid monthly. | 0.60% | — | Compounded and paid monthly. |
Sources (1)
- gecu.org/accounts/rates-fees/savings-and-deposit-rates · captured Sep 17, 2026
Share Accounts
0.15%APY
Basic membership account required to remain a member in good standing and enjoy credit union products/services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded and paid quarterly. Interest calculated daily.$5 and up | 0.15% | $15 | Compounded and paid quarterly. Interest calculated daily. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club Account
0.15%APY
No withdrawals prior to distribution date; balance on deposit distributed on November 15 of each year. If any withdrawal is made before the end of term, the account is closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and paid quarterly. Interest calculated daily.Any balance | 0.15% | $15 | Compounded and paid quarterly. Interest calculated daily. |
Sources (2)
All captured Sep 17, 2026
IRA Club Accounts
0.15%APY
Available as Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded and paid quarterly. Interest calculated daily.$100 and up | 0.15% | $15 | Compounded and paid quarterly. Interest calculated daily. |
Sources (2)
All captured Sep 17, 2026
TUTMA
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and paid quarterly. Interest calculated daily.Any balance | 0.15% | $15 | Compounded and paid quarterly. Interest calculated daily. |
Sources (1)
- gecu.org/accounts/rates-fees/savings-and-deposit-rates · captured Sep 17, 2026
Who can join Gulf Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work, or attend school in Jefferson, Hardin, Orange, Chambers, Polk, Jasper, Liberty, Newton, or Tyler counties, or Bolivar Peninsula are eligible for membership.
- Businesses and other legal entities located in Jefferson, Hardin, Orange, Chambers, Polk, Jasper, Liberty, Newton, or Tyler counties, or Bolivar Peninsula are eligible for membership.
Employers and groups
- Persons who are members of the Cornerstone Credit Union Foundation are eligible for membership.
Membership information collected October 5, 2026.