Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in Texas
- Jackson County Teachers Federal Credit UnionRegular Share (Savings)Savings · $500 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Serving employees of the Edna, Ganado and Industrial School Districts since 1971. Dividends paid quarterly; statements sent quarterly.
Offer: Quarterly dividend for balances $500 and up.
0.50% interest rate · Effective Sep 30, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Open to anyone who works, resides, worships or attends school in Archer, Baylor, Clay, Wichita or Wilbarger Counties in Texas, select employee groups, and families of existing members.
Offer: Dividends paid monthly. Calculated on an average daily balance. Rates paid for the most recently ended dividend period(s) and not guaranteed for future periods. APY assumes dividends remain on deposit for at least one year; a withdrawal will reduce earnings.
0.50% interest rate
Rate checked
More details - First Basin Credit UnionPlatinum Money Market AccountPlatinum Money Market Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,0000.50% interest rate · No monthly fee · Effective Mar 3, 2025
Rate by balance
Rate by balance for Platinum Money Market Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.75% $100,000 and up 1.00% Rate checked
More details - Education First Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.90% by balance
Credit union · 9 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, or worships in the Texas counties of Angelina, Chambers, Jasper, Jefferson, Hardin, Liberty, Newton, Orange, Polk, Sabine, San Augustine, Shelby, Trinity, and Tyler. Fees could reduce earnings on this account.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,000 0.00% $2,000 – $19,999Your amount 0.50% $20,000 – $50,000 0.60% $50,000 – $250,000 0.70% $250,000 and up 0.90% Rate checked
More details - Texas Health Credit UnionRegular Savings (Shares)Savings · $100 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Establish membership with Texas Health Credit Union; a $25 savings account entitles the member to access all other account and loan products. No monthly service fee.
Offer: Dividends paid quarterly on average balances in excess of $100.
0.25% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Regular Savings (Shares) Balance APY $100 – $5,000 0.25% $5,000 – $10,000Dividends paid quarterly. 0.40% $10,000 and upYour amountDividends paid quarterly. 0.50% Rate checked
More details - Golden Triangle Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership available to people who live, work, worship, or attend school in eligible areas, along with qualifying family and household members.
Offer: Minimum balance to earn APY is $1,000.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.25% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% Over $50,000 1.01% Rate checked
More details - Coleman County State BankPlatinum SavingsSavings · $10,000 min · 0.50%–2.02% by balance
Bank · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Interest is paid on Platinum Savings if average monthly balance is greater than $10,000.
0.50% interest rate · No monthly fee · Effective Dec 18, 2025
Rate by balance
Rate by balance for Platinum Savings Balance APY $10,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.55% Over $75,000 2.02% Rate checked
More details - Coleman County State BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–2.02% by balance
Bank · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates effective as of December 18th, 2025.
Offer: Monthly fee $7.50 waived with average monthly balance over $1,000.
0.50% interest rate · $7.50 monthly fee · Effective Dec 18, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $25,000Your amount 0.50% $25,000 – $75,000 0.55% $75,000 – $100,000 1.25% Over $100,000 2.02% Rate checked
More details - NAFT Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Dividends paid monthly. Minimum balance to earn stated APY is $2,000.00.
0.50% interest rate
Rate checked
More details - Cowboy Country FCUShare Savings AccountSavings · $100 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are declared and paid quarterly. Opening requires valid picture ID and a one-time deposit of $25. Members may also open additional savings accounts for special purposes.
0.25% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $2,500 0.25%* $2,500 – $25,000Your amount 0.50%* Over $25,000 0.95%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends paid quarterly, statements sent quarterly.
Offer: Quarterly Dividend
0.50% interest rate · Effective Sep 30, 2024
Rate checked
More details - Methodist Hospital Employees FCUMoney Market SavingsMoney Market Savings · $2,000 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Money Market savings accounts have transaction limitations and will be subject to excess withdrawal fees if those limits are reached. You must maintain the minimum daily balance in your account to obtain the annual percentage yield.
Offer: Minimum balance to earn dividend is $2,000. You must maintain the minimum daily balance in your account to obtain the annual percentage yield.
0.50% interest rate · Effective Mar 1, 2025
Rate checked
More details - evolve Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.36% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must have minimum balance of $2,500 to open account and earn dividends. $10 service fee assessed if balance drops below $2,500.
Offer: $10.00 service fee assessed if Actual Daily Balance drops below $2,500 at the end of the day on any day during the month.
0.50% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $100,000 0.75% $100,000 and up 1.36% Rate checked
More details - Gulf Coast Federal Credit UnionMoney Market AccountsMoney Market Accounts · $10,000 min · 0.50%–1.65% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum deposit to open is $10,000. Minimum average daily balance of $10,000 required to obtain an APY; if balance drops below $10,000, the account reverts to a regular share dividend rate. Dividends calculated by average daily balance method and paid monthly on average daily balance of $25.00 or more. Maximum 6 transfers/withdrawals per month; exceeding limit results in a $25 fee and subject to account closure.
0.50% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 and up 1.65% Rate checked
More details - The First State BankTiered Money MarketTiered Money Market · $2,500 min · 0.50%–2.02% by balance
Bank · 14 branches
0.50%APY$50 a year on $10,000Requirements
Product: $2,500.00 to open. Monthly fee waived on balances over $2,500.00; tiered activity service charge applies on daily balances below $2,500.00.
0.50% interest rate · Effective Sep 10, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $49,999Your amount 0.50% $50,000 – $100,000 1.00% $100,000 and up 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches