Credit union · NCUA insured
Methodist Hospital Employees FCU Savings Rates
Methodist Hospital Employees FCU’s best savings rate is 0.50% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Methodist Hospital Employees FCU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Methodist Hospital Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Methodist Hospital Employees FCU
0.50%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $50
Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Methodist Hospital Employees FCU savings score
76
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Methodist Hospital Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.50%APY
Money Market savings accounts have transaction limitations and will be subject to excess withdrawal fees if those limits are reached. You must maintain the minimum daily balance in your account to obtain the annual percentage yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMinimum balance to earn dividend is $2,000. You must maintain the minimum daily balance in your account to obtain the annual percentage yield.$2,000 and up | 0.50% | $50 | Minimum balance to earn dividend is $2,000. You must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
Sources (1)
- mhcu.net/rates.php · captured Sep 17, 2026
Membership Savings
0.05%APY
Membership savings accounts have transaction limitations and will be subject to excess withdrawal fees if those limits are reached. This account represents your member-ownership in Methodist Hospital Employees Federal Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $5,000Must maintain the minimum daily balance in your account to obtain the annual percentage yield. | 0.02% | — | Must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
| $5,000 – $15,000Must maintain the minimum daily balance in your account to obtain the annual percentage yield. | 0.05% | $5 | Must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
| Over $15,000Must maintain the minimum daily balance in your account to obtain the annual percentage yield. | 0.15% | — | Must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
Special-purpose accounts
IRA Savings
0.20%APY
Plan for your retirement today with a credit union IRA. Investment options include IRA Share Accounts and IRA Certificates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain the minimum daily balance in your account to obtain the annual percentage yield.Over $0 | 0.20% | $20 | Must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
Christmas Club
0.03%APY
Funds are released on November 1st of each year. Early withdrawals are penalized.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain the minimum daily balance in your account to obtain the annual percentage yield.$25 and up | 0.03% | $3 | Must maintain the minimum daily balance in your account to obtain the annual percentage yield. |
Who can join Methodist Hospital Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members of members are eligible for membership.
Cost to join
- A one-time membership fee of $5.00 is required upon joining.
- A minimum deposit of $25.00 to open a share (savings) account is required upon joining.
Membership information collected October 5, 2026.