Credit union · NCUA insured
evolve Federal Credit Union
Top CarrotA $324.5M credit union headquartered in El Paso, TX, with 14,099 members and 3 branches in Texas. Best rates: CDs 4.07% and savings 0.50% APY.
evolve Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#2 of 17 in El Paso, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About evolve Federal Credit Union
evolve Federal Credit Union is located in El Paso, Texas.
Members hold an ownership stake in the credit union by opening a share savings account.
- Headquarters
- 8840 Gazelle Dr, El Paso, TX 79925
- NCUA charter
- 1792
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who works in the Healthcare industry, regardless of job title or job function, is eligible to qualify for a Healthcare membership plan with established direct deposit.
Family and household
- Joint members who do not work in the Healthcare industry can be added to an account, provided the person who qualifies for the healthcare plan is the primary account holder.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $15.
Branches
3 branches in Texas
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Texas
3 branches
- Downtown909 Myrtle Ave, El Paso, TX 79901Directions
- Drive Thru8810 Gazelle Dr, El Paso, TX 79925Directions
- Eastside Office1710 Saul Kleinfeld Dr, El Paso, TX 79936Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.80% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.04% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.05% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $73 | $76 | — |
- CapitalNet worth ratio10.80%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.04%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$73Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of evolve Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.