Credit union · NCUA insured
Cowboy Country FCU
A $17.3M credit union headquartered in Premont, TX, with 2,260 members and 1 branch in Texas. Best rates: CDs 3.10% and savings 0.50% APY.
Cowboy Country FCU Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#7 of 7 in Alice, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cowboy Country FCU
Cowboy Country Federal Credit Union, originally established as Mobil Coastal Federal Credit Union in 1948, adopted its current name in 2000.
Headquartered in Premont, Texas, the member-owned institution reinvests in the local community of Premont and its surrounding area.
- Headquarters
- 501 South Broadway, Premont, TX 78375
- NCUA charter
- 5935
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Jim Wells or Brooks counties.
Other ways
- Membership is open to businesses or other legal entities located in Jim Wells or Brooks counties.
Cost to join
- A one-time deposit of $25 to open a Member Savings Account and a valid picture ID are required to become a member.
Branches
1 branch in Texas
Loading map…
Texas
1 branch
- Main OfficeMain office501 S Broadway St, Premont, TX 78375Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 6.70% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -4.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio14.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late6.70%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-4.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cowboy Country FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.