Golden Triangle Federal Credit Union Savings & Money Market Rates

How Golden Triangle Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Beaumont, TX, where Golden Triangle Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Golden Triangle Federal Credit Union
0.50%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$50
Money Market
Top rate
Chevron Federal Credit Union
3.15%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$315
Chevron Federal Credit Union rates
2nd-highest rate
5Point Credit Union
3.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$300
5Point Credit Union rates

Compare savings rates near you →

Savings score

Higher than 50% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.50%
$100,000 balance$100,0001.01%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Golden Triangle Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market

0.50%APY$1,000 to open

Membership available to people who live, work, worship, or attend school in eligible areas, along with qualifying family and household members.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $2,500Minimum balance to earn APY is $1,000.	0.25%	—	Minimum balance to earn APY is $1,000.
$2,500 – $25,000Minimum balance to earn APY is $1,000.	0.50%	$50	Minimum balance to earn APY is $1,000.
$25,000 – $50,000Minimum balance to earn APY is $1,000.	0.75%	—	Minimum balance to earn APY is $1,000.
Over $50,000Minimum balance to earn APY is $1,000.	1.01%	—	Minimum balance to earn APY is $1,000.

Sources (2)

All captured Sep 17, 2026

Regular Share

0.20%APY$25 to open

Must be a member; GTFCU membership is available to people who live, work, worship, or attend school in eligible areas, along with qualifying family and household members. Must maintain a $25 balance in savings account to remain a member.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends are compounded quarterly and credited quarterly. Rates are based on the average daily balance method. Minimum balance to earn APY is $100.$100 and up	0.20%	$20	Dividends are compounded quarterly and credited quarterly. Rates are based on the average daily balance method. Minimum balance to earn APY is $100.

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

IRA Savings

0.15%APYIRA$25 to open

Must be an eligible credit union member.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends are compounded monthly and credited monthly. Rates are based on the average daily balance method. Minimum balance to earn APY is $100.$100 and up	0.15%	$15	Dividends are compounded monthly and credited monthly. Rates are based on the average daily balance method. Minimum balance to earn APY is $100.

Sources (1)

gtfcu.coop/share-rates · captured Sep 17, 2026

Who can join Golden Triangle Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live in Port Arthur or Groves are eligible for membership.
Students attending school in Port Arthur or Groves are eligible for membership.
Persons who work in Port Arthur or Groves are eligible for membership.
Persons who worship in Port Arthur or Groves are eligible for membership.

Employers and groups

Employees and members of approved participating employers, associations, churches, and organizations are eligible for membership.

Family and household

Immediate family and household members of eligible members qualify for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Golden Triangle Federal Credit Union overview