Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Texas
- 1.51%APY$151 a year on $10,000
- 1.50%APY$150 a year on $10,000
Requirements
Product: Per federal regulations, the maximum number of remote transactions that can be made each calendar month on Money Market Draft and Share Savings Accounts is six (6) per account. Transactions made in person, by mail or at an ATM are not counted toward this limit.
Offer: Minimum average daily balance of $2,500.00 required to obtain disclosed APY. $10.00 monthly service charge if balance is below $2,500.00 at any time during the month. Compounded monthly and credited monthly.
Compounded monthly · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 1.50% $10,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.55% $50,000 – $99,999 1.80% $100,000 and up 2.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Minimum balance required to open is $2,500.00, which must be maintained to avoid a $25.00 monthly fee. Maximum of three withdrawals per month without penalty; exceeding limits may subject the account to closure. Must work, attend school, or worship in Cameron/Willacy County to become a member.
Offer: Minimum opening balance of $2,500.00. Must maintain $2,500.00 minimum daily balance to avoid a $25.00 monthly fee. Limit of three withdrawals per month without penalty. Exceeding transfer limitations may subject account to closure.
$25 monthly fee
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.
Offer: Requirements met; requires maintaining a Rewards Checking or Cash Back Checking account.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $25,000Your amount 1.50% $25,001 and up 0.15% Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - Ellis County Teachers & Employees FCUShare/SavingsSavings · 1.50%–1.51% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Dividends are paid quarterly from income and rates may vary each quarter. Accrued but unpaid dividends are forfeited upon account closing. One free withdrawal per quarter allowed (subsequent withdrawals incur a $5.00 transaction fee).
1.50% interest rate
Rate by balance
Rate by balance for Share/Savings Balance APY Any balance 1.51%* $25 and upYour amountDividends paid quarterly; rates subject to change quarterly. 1.50% Rate checked
More details - Texans Credit UnionPerformance Money Market AccountPerformance Money Market Account · $500 min · 1.25%–3.50% by balance
Credit union · 14 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $500. Membership required. Variable rate account. Dividends compounded and credited monthly. Monthly service fee of $10 applies if balance falls below $2,500 (fee is avoided if balance is $2,500 or higher).
Offer: Monthly service fee of $10 waived with minimum balance of $2,500.
1.24% interest rate · $10 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Performance Money Market Account Balance APY Up to $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Service charge of $15 per statement cycle waived with $2,500 daily balance. Interest compounds daily and is credited monthly. Interest in each tier paid on the entire balance in the account. Minimum daily balance to earn APY is $1.00.
Offer: Minimum daily balance to earn APY is $1.00.
0.75% interest rate · $15 monthly fee · Effective Jul 2, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $2,499 0.75% $2,500 – $99,999Your amount 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.10% $1,000,000 and up 2.70% Rate checked
More details - 1.46%APY$146 a year on $10,000
Requirements
Product: Interest paid on $1,000 or more collected balance. Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Limited check writing to 3rd parties – includes internet transfers. Unlimited in-office transactions.
Offer: Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Rates subject to change daily.
1.45% interest rate · $8 monthly fee · Effective Sep 30, 2026
Rate checked
More details - Pampa Teachers Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min
Credit union · 1 branch
1.46%APY$146 a year on $10,000Requirements
Product: Up to six electronic withdrawals per month; unlimited in-person withdrawals. $2,500 minimum balance to open and earn dividends.
Offer: Dividends credited monthly. Minimum balance of $2,500 to open and earn dividends. No monthly service charges.
1.45% interest rate · No monthly fee · Effective Jul 3, 2023
Rate checked
More details - City Credit UnionMoney MarketMoney Market · $2,500 min · 1.45%–1.75% by balance
Credit union · 5 branches
1.45%APY$145 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Minimum daily balance of $2,500 required to avoid a service fee. Must purchase and maintain 1 share ($0.00 par value) as a condition of membership.
1.44% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.45% $25,000 – $50,000 1.55% $50,000 – $100,000 1.65% $100,000 and up 1.75% Rate checked
More details - Ciera BankMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.05%–3.45% by balance
Bank · 8 branches
1.45%APY$145 a year on $10,0001.05% interest rate · Effective Oct 10, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.45% $50,000 – $100,000 1.85% $100,000 – $250,000 2.25% $250,000 – $500,000 2.65% $500,000 – $1,000,000 3.05% $1,000,000 and up 3.45% Rate checked
More details - Worth Credit UnionCash ManagementCash Management · $2,500 min · 0.65%–1.87% by balance
Credit union · 10 branches
1.41%APY$141 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Dividends calculated daily and paid monthly. No maturity date.
Offer: Tier 1. Compounding/Posted: Monthly/Monthly.
0.65% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Cash Management Balance APY $100 – $2,499 0.65% $2,500 – $24,999Your amountTier 2. 1.41% $25,000 – $94,999Tier 3. 1.66% $95,000 and upTier 4. 1.87% Rate checked
More details - Trinity BankMoney Market AccountMoney Market Account · $500 min · 1.41%–3.09% by balance
Bank · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Minimum average collected balance of $1,000 to avoid monthly service fee. Transaction limitations: Limited to six (6) per statement cycle. Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Less Than $ 100,000
1.40% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100,000Your amount 1.41% $100,000 – $249,999$ 100,000 - $ 249,999 1.41% $250,000 – $499,999$ 250,000 - $ 499,999 1.46% $500,000 – $999,999$ 500,000 - $ 999,999 1.76% $1,000,000 – $1,999,999$ 1,000,000 - $ 1,999,999 2.89% $2,000,000 and up$ 2,000,000 and Over 3.09% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
963 accounts at 412 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches