Bank · FDIC insured
Interstate Bank
A $288.4M bank headquartered in Perryton, TX, with 2 branches in Texas. Best rates: CDs 3.65% and savings 1.46% APY.
Interstate Bank Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#12 of 16 in Amarillo, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Interstate Bank
Chartered in 1958 as Perryton Savings and Loan Association to encourage industry, home building, and savings, the institution changed its name to Interstate Savings and Loan Association in 1972.
In 1997, it converted to a Texas State Savings Bank charter as Interstate Bank, ssb, later opening a full-service branch in Amarillo in 2006.
- Headquarters
- 301 S Main St, Perryton, TX 79070
- FDIC certificate
- 31043 ↗
Branches
2 branches in Texas
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Texas
2 branches
Perryton area · 1
- Interstate BankMain office301 S Main St, Perryton, TX 79070Directions
Amarillo area · 1
- Amarillo Branch5085 S Coulter St, Amarillo, TX 79119Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.36% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.47% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $53 | $81 | — |
- CapitalLeverage ratio9.36%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.47%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$53Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Interstate Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.