Bank · FDIC insured
Interstate Bank Savings Rates
Interstate Bank’s best savings rate is 1.46% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Interstate Bank’s savings rates compare
Compared with banks and credit unions near Amarillo, TX, where Interstate Bank has the most branches. $10,000, best rate first.
This bank’s best
Interstate Bank
1.46%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $146
Money Market Account
Top rate
First National Bank of Hereford
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $303
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Interstate Bank savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0001.46%
- $100,000 balance$100,0001.46%
- QualifiedQualified1.46%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Interstate Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.46%APY
Interest paid on $1,000 or more collected balance. Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Limited check writing to 3rd parties – includes internet transfers. Unlimited in-office transactions.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 – $250,000Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Rates subject to change daily. · $2,500 to open | 1.46% | $2,500 | $146 | Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Rates subject to change daily. |
| $250,000 and upMonthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Rates subject to change daily. · $250,000 to open | 1.46% | $250,000 | — | Monthly fee of $8 waived if minimum balance is $2,500 for the current statement cycle. Rates subject to change daily. |
Special-purpose accounts
Statement Savings
0.95%APY
The monthly fee is $2, waived for minors (under 18) or with a $200 minimum balance. Interest paid quarterly on collected balances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all daily balances. The monthly fee is $2, waived for minors (under 18) or with a $200 minimum balance.Any balance | 0.95% | $95 | Applies to all daily balances. The monthly fee is $2, waived for minors (under 18) or with a $200 minimum balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.