Credit union · NCUA insured
Pampa Teachers Federal Credit Union Savings Rates
Pampa Teachers Federal Credit Union’s best savings rate is 1.46% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Pampa Teachers Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pampa, TX, where Pampa Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pampa Teachers Federal Credit Union
1.46%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $146
Money Market Checking
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
Pampa Teachers Federal Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.46%
- $100,000 balance$100,0001.46%
- QualifiedQualified1.46%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pampa Teachers Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
1.46%APY
Up to six electronic withdrawals per month; unlimited in-person withdrawals. $2,500 minimum balance to open and earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends credited monthly. Minimum balance of $2,500 to open and earn dividends. No monthly service charges.$2,500 and up | 1.46% | $146 | Dividends credited monthly. Minimum balance of $2,500 to open and earn dividends. No monthly service charges. |
Sources (2)
All captured Sep 17, 2026
Regular Savings
0.25%APY
PTFCU’s basic savings account required for membership. $5 required to open and maintain account; $10 or $20 application fee depending on field of membership. Fixed dividend paid on entire balance with a minimum of $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividend rate of 0.25% with $100.00 minimum balance. Only $5 required to open and maintain the account.$100 and up | 0.25% | $25 | Dividend rate of 0.25% with $100.00 minimum balance. Only $5 required to open and maintain the account. |
Sources (1)
- ptfcu-tx.com/Savings/Regular-Savings · captured Sep 17, 2026
Who can join Pampa Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.