Credit union · NCUA insured
Ellis County Teachers & Employees FCU Savings Rates
Ellis County Teachers & Employees FCU’s best savings rate is 1.51% APY on $10,000, with its Share/Savings. Rates checked October 16, 2026.
How Ellis County Teachers & Employees FCU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Ellis County Teachers & Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ellis County Teachers & Employees FCU
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Share/Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Ellis County Teachers & Employees FCU savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ellis County Teachers & Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Savings
Up to 1.51%APY
Dividends are paid quarterly from income and rates may vary each quarter. Accrued but unpaid dividends are forfeited upon account closing. One free withdrawal per quarter allowed (subsequent withdrawals incur a $5.00 transaction fee).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance | 1.51% | $151 | |
| $25 and upCurrent rate paid on all share balances $25.00 and above. Dividends paid quarterly; rates subject to change quarterly. | 1.50% | $150 | Current rate paid on all share balances $25.00 and above. Dividends paid quarterly; rates subject to change quarterly. |
Who can join Ellis County Teachers & Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this Credit Union are eligible for membership.
Military, government and schools
- Employees of the City of Waxahachie, City of Ennis, City of Red Oak, City of Ferris, and City of Maypearl are eligible for membership.
- Employees of Ellis County, Texas are eligible for membership.
- Employees of Waxahachie ISD, Ennis ISD, Midlothian ISD, Red Oak ISD, Ferris ISD, Palmer ISD, Avalon ISD, Milford ISD, Maypearl ISD, and Italy ISD are eligible for membership.
- Persons retired as pensioners or annuitants from the specified qualifying employment are eligible for membership.
Family and household
- Immediate family members of existing members are eligible for membership.
Cost to join
- Eligible members are required to open a savings account with a minimum balance of $25.00, which must remain in the account to keep it open.
- There is a $2.00 membership fee to join the Credit Union.
Membership information collected October 5, 2026.