Compare Bank & Credit Union Rates
Best savings rates in Spring, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Spring, TX
- 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
Offer: Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must have a membership account open. Can be used for overdraft protection.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum of $25 to keep R1CU Membership open. Overdraft protection available; transaction limits apply. Dividends paid quarterly based on daily balance.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 minimum opening balance to maintain membership. Average daily balance of $100 required to earn disclosed APY. Interest compounded and paid monthly.
Offer: Requires $5 to open and $100 average daily balance to obtain disclosed APY. Interest is compounded and paid monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - One World BankOWB Variable Rate Money MarketOWB Variable Rate Money Market · $1,000 min · 0.05%–0.65% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum opening deposit required. Maintain a minimum daily balance of $3,000 to avoid the $20.00 monthly maintenance fee. Variable rate determined at bank's discretion.
0.05% interest rate · $20 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for OWB Variable Rate Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 – $500,000 0.35% $500,000 – $1,000,000 0.45% $1,000,000 – $2,000,000 0.55% $2,000,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic account to become a credit union member. $5 is your membership share. Dividends are paid and compounded monthly.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Houston Federal Credit UnionRegular SavingsSavings · $5 min · 0.10%–0.15% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be eligible for Houston Federal Credit Union membership. Opening the account establishes HFCU membership. Must maintain a balance of at least $5 to maintain membership status.
Offer: Earns competitive dividends on entire account balance; rates are subject to change monthly.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly. Requires a $5 minimum balance. Free online banking and e-statements.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method. Minimum balance to avoid a service fee is $0.00. Minimum balance to earn stated APY is $5.00.
0.10% interest rate · No monthly fee · Effective Sep 26, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: IRS Form W9 may be required.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method.
0.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Automatically closes after 12 months of a zero balance.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method. Minimum balance to avoid a service fee is $0.00. Minimum balance to earn stated APY is $5.00.
0.10% interest rate · No monthly fee · Effective Sep 26, 2026
Rate checked
More details - BRAZOS VALLEY SCHOOLS CREDIT UNIONRevocable & Irrevocable TrustsSavings · $0 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Proof of trust is required.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method.
0.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Spring, TX
241 accounts at 93 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch