Compare Bank & Credit Union Rates
Best savings rates in Round Rock, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Round Rock, TX
- 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Unlimited transactions, free of charge.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Offer: With Bonus Dividend. Applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.
Qualified rate · 0.06% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.06% $10,000 – $50,000Your amountBlended APY range is 0.01-0.12% (or 0.06-0.13% with Bonus Dividend). 0.15%* $50,000 – $100,000Blended APY range is 0.12-0.31% (or 0.13-0.32% with Bonus Dividend). 0.50%* $100,000 – $500,000Blended APY range is 0.31-0.86% (or 0.32-0.86% with Bonus Dividend). 1.00%* $500,000 – $1,000,000Blended APY range is 0.86-1.68%. 2.50%* $1,000,000 and upBlended APY range is 1.68-3.25%. 3.25%* Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Designed for members who want an additional savings account for their savings needs.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
Offer: $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.
0.10% interest rate · $2 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
Offer: Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge.
0.05% interest rate · $8 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.05% $1,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must also have an active Share Savings Account. No monthly service fee, no minimum account balance, no minimum opening deposit.
Offer: APYs based on monthly compounding. Must have active Share Savings account.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a TruWest member with a minimum $5 membership deposit and continuing balance. No monthly service fee.
Offer: Minimum $5 balance in Share Savings required. APYs based on monthly compounding.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Amplify Credit UnionPersonal High-Yield SavingsSavings · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $10,000 is required to earn the advertised APY.
0.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal High-Yield Savings Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 – $249,999 0.25% $250,000 and up 0.30% Rate checked
More details - Amplify Credit UnionPersonal Classic Money MarketPersonal Classic Money Market · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal Classic Money Market Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 0.10% $25,000 – $49,999Minimum balance of $1,000 is required to earn the advertised APY. 0.15% $50,000 – $99,999Minimum balance of $1,000 is required to earn the advertised APY. 0.20% $100,000 – $249,999Minimum balance of $1,000 is required to earn the advertised APY. 0.25% $250,000 and upMinimum balance of $1,000 is required to earn the advertised APY. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated quarterly on daily balances of $100 or more; compounded and paid quarterly. Account must remain open throughout the quarter to earn dividends for quarter. $5 deposit required to join and keep membership active. No service fees.
Offer: Account must remain open throughout the quarter to earn dividends for quarter. APY shown is most recent paid (prior quarter). Dividends calculated and paid quarterly.
No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Austin Telco Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A minimum deposit of $5 must be maintained. Par value of one share is $5.00 (1 share required). Dividends are compounded and paid monthly.
Offer: Tier below $100.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - Farmers Insurance Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250; withdrawals can be made by check, phone, email, or online. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99.
Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Round Rock, TX
73 accounts at 24 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.95%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.15%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch