Compare Bank & Credit Union Rates
Best savings rates in Round Rock, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Round Rock, TX
- Citizens National BankPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.55%–1.65% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: $15 account maintenance fee waived with $10,000 minimum daily balance. 6 free debits per month; $7.50 for each debit thereafter. Unlimited in-person withdrawals.
Offer: Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. $15 monthly maintenance fee waived with $10,000 minimum daily balance.
0.55% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $150,000 0.85% $150,000 – $1,000,000 1.65% $1,000,000 and up 1.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on the entire balance. $3 account maintenance fee waived with a $300 minimum daily balance.
Offer: $3 account maintenance fee waived with a $300 minimum daily balance.
0.40% interest rate · $3 monthly fee
Rate checked
More details - A+ Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.35%–0.70% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. $1 to open, no monthly fees, and no transfer or withdrawal limit. Minimum to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance (calculated by end of day balance, paid monthly). No checks for the Tiered Money Market. No Fiduciary, Guardianship, Association, or Business accounts allowed to open a Tiered Money Market. All accounts screened through ChexSystems.
Offer: Minimum balance to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.60% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 and up 0.70% Rate checked
More details - Velocity Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.35%–0.70% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Unlimited over-the-counter transactions; limited to six pre-authorized withdrawals or transfers each month (all can be by check). Dividends compounded daily and paid monthly. Rates set on the first day of each month. $10 monthly service fee avoided by keeping a minimum balance of $2,000.
Offer: Dividends calculated daily and paid monthly. Monthly fee waived with balance of $2,000 or greater.
Compounded daily · $10 monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 0.35% $50,000 – $90,000 0.60% $90,000 – $200,000 0.70% $200,000 and up 0.70% Rate checked
More details - Farmers Insurance Federal Credit UnionMoney Market with Direct DepositMoney Market with Direct Deposit · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires direct deposit in the amount of $1,000.00 or more monthly into FIGFCU Checking Account (either High Yield or CashBack), or bi-monthly deposits of $500 each. If qualifying DDEP cannot be verified while active, first succeeding DDEP must be received within a maximum of 60 days from account opening. If DDEP is cancelled or falls below qualifying threshold, bonus rate is reduced by 0.25%. Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99. Includes 0.25% direct deposit rate bonus.
Qualified rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market with Direct Deposit Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Funds are distributed to checking or savings account four times per year; additional withdrawals allowed with a $20 fee per withdrawal.
Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly maintenance fee of $4 is waived for the first 61 days after account opening, if daily balance of $200 is maintained, or for account owners under 18.
0.25% interest rate · $4 monthly fee · Effective Sep 25, 2026
Rate checked
More details - Austin Telco Federal Credit UnionMoney MarketMoney Market · $50 min · 0.00%–0.95% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
Offer: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $74,999 0.35% $75,000 – $124,999 0.40% $125,000 – $499,999 0.50% $500,000 – $999,999 0.80% $1,000,000 and up 0.95% Rate checked
More details - United Heritage Credit UnionVIP Money MarketVIP Money Market · $2,500 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1. Dividends compounded and paid monthly. No fees if daily minimum balance is maintained. Maximum of 3 checks written per month.
0.10% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for VIP Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 and up 0.40% Rate checked
More details - United Heritage Credit UnionSpecial SavingsSavings · $100 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership/Regular Savings required.
Offer: Dividends compounded quarterly; paid quarterly on balances exceeding $100.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Special Savings Balance APY $100 – $1,999 0.20% $2,000 and upYour amount 0.15% Rate checked
More details - United Heritage Credit UnionRegular SavingsSavings · $100 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership required ($1 deposit establishes shared ownership). Required for all savings accounts, CDs, and IRAs.
Offer: Dividends compounded quarterly; paid quarterly on balances exceeding $100.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $1,999 0.20% $2,000 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Round Rock, TX
73 accounts at 24 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.95%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.15%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch