Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Tennessee
- Southeast Financial Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.50% by balance
Credit union · 10 branches
0.60%APY$60 a year on $10,000Requirements
Product: Rates may change after account opening at credit union discretion. Fees may reduce earnings. Must meet minimum balance requirement to obtain stated rate. Minimum opening deposit of $2,500 to earn interest.
Offer: Must meet minimum balance requirement to obtain stated rate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000Your amountMinimum opening deposit of $2,500 required to start earning interest. 0.60% $10,001 – $25,000Minimum opening deposit of $2,500 required to start earning interest. 0.75% $25,001 – $50,000Minimum opening deposit of $2,500 required to start earning interest. 1.00% $50,001 – $75,000Minimum opening deposit of $2,500 required to start earning interest. 1.20% $75,001 – $100,000Minimum opening deposit of $2,500 required to start earning interest. 1.35% $100,001 and upMinimum opening deposit of $2,500 required to start earning interest. 1.50% Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - Knoxville TVA Employees Credit UnionMember-Managed Funds AccountSavings · $2,500 min · 0.55%–2.00% by balance
Credit union · 24 branches
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open, but $2,500.00 required to earn dividends. Paper statements cost $2.00/month.
Offer: Dividends compound monthly.
0.55% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Member-Managed Funds Account Balance APY $2,500 and upYour amount 0.55% $25,000 and up 0.60% $50,000 and up 0.70% $100,000 and up 1.75% $250,000 and up 1.85% $500,000 and up 2.00% $1,000,000 and up 2.00% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - Copper Basin Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Rates apply to the entire balance, not just the amount over the tier threshold. Unlimited deposits and up to 6 withdrawals per month.
Offer: Rates apply to the entire balance, not just the amount over the tier threshold.
0.50% interest rate · Effective Sep 30, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $99,999Your amount 0.50% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available to MN, WI, IL, & TX residents only. Personal and UTMA accounts only; joint account holder age 18 or over required on minor accounts. One account per primary account holder per participating credit union. $25 minimum opening deposit and $25 minimum balance required. Earn prize-drawing entries for every $25 increase (up to 6 entries per month) for 12-month savings period.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly minimum balance fee waived with $100 minimum daily balance. Includes 2 free over-the-counter withdrawals per month, $1 fee per withdrawal thereafter.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate applies to entire balance. Interest rate & APY may change at any time. Maintenance fees can reduce earnings on the account.
Offer: A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle. Interest rate applies to entire balance. Rate & APY may change at any time.
0.50% interest rate · $10 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly maintenance fee of $3.00 waived with $25 minimum daily balance (or if balance does not fall below $25 any day of cycle). Nine free withdrawals per quarter, $1.00 per withdrawal over nine. Interest paid quarterly. Rate applies to entire balance.
Offer: Quarterly maintenance fee of $3 waived by $25 minimum daily balance.
0.50% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $24,999Your amount 0.50% $25,000 and up 0.55% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 26 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - FAA Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.50%–0.80% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Account is closed if balance drops below $2,500. Rates are variable and may change after opening.
0.50% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 and up 0.80% Rate checked
More details - Collegedale Credit UnionRegular (01) Share AccountSavings · $50 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A Share Account is required for membership and to be eligible for other membership services. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.30% interest rate · Effective Dec 1, 2024
Rate by balance
Rate by balance for Regular (01) Share Account Balance APY Up to $9,999 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Eligibility: 18+ years old; live, work, worship, or attend school in service regions (counties in TN/KY, or other eligible counties in TN, KY, AL, AR), join affiliated partner, or immediate family member of a Fortera member; must have Share Savings Account. Tiered account; dividend rate applies to entire account balance once minimum daily balance reaches tier. $12 monthly service fee avoided by maintaining minimum balance each day during fee cycle.
Offer: Dividends compounded and credited monthly. Minimum balance must be maintained each day during fee cycle (1st to last day of month) to avoid $12 monthly service fee.
0.50% interest rate · $12 monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Minimum balance of $2,500 required to earn dividends.
0.50% interest rate · Effective Aug 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches