Compare Bank & Credit Union Rates
Best savings rates in Jackson, TN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jackson, TN
- 3.75%APY$375 a year on $10,000
Requirements
Product: Avoid $5 monthly service fee by maintaining a $1,500 minimum daily balance. $2.00 per item fee for each debit transaction in excess of six per statement cycle. Unlimited in-person or mail withdrawals. Bill pay is $5.95/month if opted in and not used monthly. Rates are variable and may change after account opening. Must maintain a daily balance of $1,500.00 to obtain disclosed APY. Interest compounded and credited quarterly.
Offer: Must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed APY. Variable rate. Avoid $5 monthly service fee by maintaining a $1,500 minimum daily balance. Compounded and credited quarterly.
$5 monthly fee · Effective Jul 7, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: No minimum opening balance, no minimum balance to earn dividends, and no monthly service charges. Interest accrual applies up to a maximum balance of $5,000,000.
Offer: Flat rate on balances up to $5,000,000; compounded and credited monthly.
3.45% interest rate · Balance cap $5,000,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must be paired with an active FirstBank CD with a term of 6 months or greater.
Offer: Earn 3.40% APY on balances up to $50,000 when paired with an active FirstBank CD with a term of 6 months or greater. $5 monthly service charge if balance falls below $50 at any given time (or any day of the statement cycle). Interest credited on balances of $0.01 and above.
Qualified rate · Balance cap $50,000 · $5 monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 5 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 5 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.79%APY$279 a year on $10,000with conditions
Requirements
Product: May be new or existing money. Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate.
Offer: No service charge when daily balance is over $1,000 ($12 monthly standard service charge). Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Applies to minimum balance and minimum opening deposit of $1,000. Money Market account special may be new or existing money.
Qualified rate · 2.75% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 3 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - Leaders Credit UnionMoney Market CertificateMoney Market Certificate · $3,000 min
Credit union · 5 branches
1.25%APY$125 a year on $10,000Requirements
Product: 6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly.
Offer: 6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly.
1.24% interest rate
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Rewards Star or Rewards Star Cash Back checking account. Limit 1 account per social security number. $5 quarterly minimum balance fee assessed based on minimum daily balance of $100 (waived for primary account holders under age 24). Paper statements cost $3.00/month (eStatements free). 6 free withdrawals per quarter ($5 fee per excess withdrawal).
Offer: Qualifying rate when monthly qualification cycle requirements are met in linked Rewards Star or Rewards Star Cash Back checking account (at least 1 ACH credit or ACH payment transaction, and at least 12 debit card purchases post and settle).
Qualified rate · 1.00% interest rate · Effective Sep 22, 2025
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.40% Rate checked
More details - Patriot Equity Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.25%–1.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Member must maintain minimum balance of $2500.00 to earn dividends. Account will be based on a daily balance and paid quarterly. Only allowed one withdrawal per month; $8.00 withdrawal fee for withdrawals in excess of one per month.
Offer: Member must maintain minimum balance of $2500.00 to earn dividends. Account based on daily balance and paid quarterly.
0.25% interest rate · Effective Mar 29, 2023
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $49,999 1.25% $50,000 – $99,999 1.50% $250,000 and up 1.75% Rate checked
More details - First South FinancialBoost Money MarketBoost Money Market · $0 min · 0.80%–3.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Requires a Checking account with First South Financial. High-Yield rate (3.00%) on balances of $25,000+. Accounts that fall below the minimum balance requirement of $25,000 will incur a $15.00 monthly service fee. Accurate as of 7/16/2026.
Offer: Balance below $25,000 incurs $15.00 monthly service fee.
Qualified rate · $15 monthly fee · Effective Jul 16, 2026
Rate by balance
Rate by balance for Boost Money Market Balance APY Up to $24,999Your amount 0.80% $25,000 and upRequires checking account with First South Financial. 3.00% Rate checked
More details - First South FinancialMoney MarketMoney Market · $0 min · 0.70%–2.64% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. Unlimited deposits and up to 6 transfers or withdrawals per month at no charge (per withdrawal charge starting with 7th withdrawal).
Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.70% $2,500 – $15,000Your amount 0.80% $15,000 – $25,000 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.10% $100,000 – $249,999 1.20% $250,000 – $499,999 2.14% $500,000 and up 2.64% Rate checked
More details - Carroll Bank & TrustTwin Oaks Flex Money Market Savings AccountTwin Oaks Flex Money Market Savings Account · $10,000 min · 0.00%–4.00% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where rate moves with the Wall Street Journal Prime Rate (tiered interest rate may increase or decrease a minimum of 0.10% APY with each 0.25% change in WSJ Prime Rate). Three withdrawals allowed per statement cycle; more than three withdrawals will result in a $7.50 service charge. Inactive accounts over 12 months with balance less than $50.00 charged $5.00 per month.
Offer: Tier 1: Daily balance $0.00 to $9,999.99.
0.00% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Twin Oaks Flex Money Market Savings Account Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.10% $100,000 – $250,000 1.55% $250,000 – $500,000 2.90% $500,000 and up 4.00% Rate checked
More details - Centennial BankMoney Market AccountMoney Market Account · $2,500 min · 0.60%–3.75% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid $10 monthly minimum balance fee by maintaining a $2,500 minimum daily balance. Account subject to loss of earnings for the statement cycle if minimum balance is not maintained. 6 free withdrawals per month ($5 per withdrawal thereafter). Earnings are paid monthly based on average balance.
Offer: Avoid $10 monthly minimum balance fee with $2,500 minimum daily balance; earnings paid monthly based on average balance and subject to loss if minimum balance is not maintained.
0.60% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.75% $100,000 – $250,000 3.60% $250,000 and up 3.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jackson, TN
42 accounts at 13 banks and credit unions · checked Oct 15–16
- Typical
- 0.30%
- Top 10% from
- 3.11%
- Banks, typical
- 0.45%
- Credit unions, typical
- 0.20%
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Jackson, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leaders Credit UnionCredit union · 6 branches
- Community BankBank · 2 branches