Bank · FDIC insured
TNBANK
A $318.1M bank headquartered in Oak Ridge, TN, with 5 branches in Tennessee. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings820.50%1.51% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About TNBANK
Conceived by local business owners seeking local decision making, TNBANK has widely dispersed ownership with no individual or small group controlling the organization.
Operating five locations across three counties, the commercial bank focuses on local community needs and opportunities and serves as an SBA 7(a) lender.
- Headquarters
- 401 S Illinois Ave, Oak Ridge, TN 37830
- FDIC certificate
- 34023 ↗
Branches
5 branches in Tennessee
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Tennessee
5 branches
- TnbankMain office401 S Illinois Ave, Oak Ridge, TN 37830Directions
- Farragut Branch11200 Kingston Pike, Knoxville, TN 37934Directions
- Tnbank Of Knoxville, An Office Of Tnbank, Oak Ridge, Tennessee1005 N Cedar Bluff Rd, Knoxville, TN 37923Directions
- Tnbank Branch1311 W Lamar Alexander Pkwy, Maryville, TN 37801Directions
- Jackson Square Branch900 Oak Ridge Tpke, Oak Ridge, TN 37830Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.34% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.72% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio10.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.34%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.72%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of TNBANK are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.