Knoxville TVA Employees Credit Union High-Yield Savings & Money Market Rates

How Knoxville TVA Employees Credit Union’s savings rates compare

Compared with banks and credit unions near Knoxville, TN, where Knoxville TVA Employees Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Knoxville TVA Employees Credit Union
4.28%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$428
Educational Savings Plan
2nd-highest rate
SmartBank
4.00%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$400
SmartBank rates
3rd-highest rate
FirstBank
3.40%APY
Requires
Another account
Minimum
$50
Earns on $10,000 a year
$340
FirstBank rates

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Savings score

Higher than 99% of U.S. banks and credit unions

By balance

$1,000 balance$1,0004.28%
$10,000 balance$10,0004.28%
$100,000 balance$100,0004.28%
QualifiedQualified4.28%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Knoxville TVA Employees Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Educational Savings Plan

Up to 4.28%APY · 3 terms

No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
36–60 monthsApplicable for terms of 36 through 60 months	3.50%	$1,087
61–120 monthsApplicable for terms of 61 through 120 months	4.02%	$2,218
121–Unknown monthsApplicable for terms of 121 months or more	4.28%	$5,259

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026

Premium Savings Account

0.00%APY$25,000 to open

Tiered-rate account. Minimum opening deposit of $25,000.00 in new money. Paper statements cost $2.00/month; free eStatements available.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Non-premium rate earned on balances of $24,999.99 or less.	0.00%	$0	Non-premium rate earned on balances of $24,999.99 or less.
$25,000 – $100,000Rate earned on balances between $25,000.00 and $99,999.99.	2.00%	—	Rate earned on balances between $25,000.00 and $99,999.99.
$100,000 – $250,000Rate earned on balances between $100,000.00 and $249,999.99.	3.00%	—	Rate earned on balances between $100,000.00 and $249,999.99.
$250,000 and upPremium rate earned on balances $250,000.00 or more.	3.50%	—	Premium rate earned on balances $250,000.00 or more.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026

Member-Managed Funds Account

0.55%APY

No minimum balance required to open, but $2,500.00 required to earn dividends. Paper statements cost $2.00/month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 and upDividends compound monthly.	0.55%	$55	Dividends compound monthly.
$25,000 and upDividends compound monthly.	0.60%	—	Dividends compound monthly.
$50,000 and upDividends compound monthly.	0.70%	—	Dividends compound monthly.
$100,000 and upDividends compound monthly.	1.75%	—	Dividends compound monthly.
$250,000 and upDividends compound monthly.	1.85%	—	Dividends compound monthly.
$500,000 and upDividends compound monthly.	2.00%	—	Dividends compound monthly.
$1,000,000 and upDividends compound monthly.	2.00%	—	Dividends compound monthly.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026

Centsible Savings

1.00%APY

Earns dividends with no minimum balance. Allows withdrawals. Available to qualifying Members.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound quarterly. No minimum balance required.Any balance	1.00%	$100	Dividends compound quarterly. No minimum balance required.

Sources (2)

All captured Oct 5, 2026

Regular Savings

0.15%APY$5 to open

Primary membership share account. Requires a $5.00 membership share deposit to gain access to credit union membership benefits.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividends compound quarterly. Minimum balance of $5.00 required.$5 and up	0.15%	$15	Dividends compound quarterly. Minimum balance of $5.00 required.

Sources (2)

All captured Oct 5, 2026

U-Name-It / Member Special

0.15%APY

Available to qualifying Members. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. No minimum fee required.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound quarterly.Any balance	0.15%	$15	Dividends compound quarterly.

Sources (2)

All captured Oct 5, 2026

Special-purpose accounts

Jump Start Savings

0.15%APYKids and teens$5 to open

Tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Minimum $5.00 to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Premium rate earned on balances up to $500.00.	3.00%	—	Premium rate earned on balances up to $500.00.
Over $500Non-premium rate earned on balances of $500.01 or more.	0.15%	$15	Non-premium rate earned on balances of $500.01 or more.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026

Health Savings

0.75%APYHSA

Must be age 18 or older to apply. Available to individuals, spouses or dependents covered under an HSA qualified High Deductible Health Plan (HDHP). Early withdrawal penalties may apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends compound monthly. Minimum balance of $25.00 required.$25 and up	0.75%	$75	Dividends compound monthly. Minimum balance of $25.00 required.

Sources (2)

All captured Oct 5, 2026

Accumulation IRA

0.30%APYIRA

Individual Retirement Account. Early withdrawal penalties may apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends compound monthly. Minimum balance of $25.00 required.$25 and up	0.30%	$30	Dividends compound monthly. Minimum balance of $25.00 required.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 5, 2026

Education IRA

0.30%APYIRA

Coverdell Education Savings / Education IRA. Early withdrawal penalties may apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends compound monthly. Minimum balance of $25.00 required.$25 and up	0.30%	$30	Dividends compound monthly. Minimum balance of $25.00 required.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 5, 2026

Roth IRA

0.30%APYIRA

Roth IRA savings account. Income limits apply per IRS rules. Early withdrawal penalties may apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends compound monthly. Minimum balance of $25.00 required.$25 and up	0.30%	$30	Dividends compound monthly. Minimum balance of $25.00 required.

Sources (2)

All captured Oct 5, 2026

Christmas Club

0.10%APYClub

Available to qualifying Members. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound quarterly.Any balance	0.10%	$10	Dividends compound quarterly.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 5, 2026

Vacation Savings

0.10%APYClub

Available to qualifying Members. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compound quarterly.Any balance	0.10%	$10	Dividends compound quarterly.

Sources (1)

tvacreditunion.com/rates/deposit-rates.html · captured Oct 5, 2026

Who can join Knoxville TVA Employees Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Knoxville TVA Employees Credit Union overview

How Knoxville TVA Employees Credit Union’s savings rates compare

Knoxville TVA Employees Credit Union savings score

Current savings rates

Educational Savings Plan

Premium Savings Account

Member-Managed Funds Account

Centsible Savings

Regular Savings

U-Name-It / Member Special

Special-purpose accounts

Jump Start Savings

Health Savings

Accumulation IRA

Education IRA

Roth IRA

Christmas Club

Vacation Savings

Who can join Knoxville TVA Employees Credit Union