Bank · FDIC insured
TNBANK Savings Rates
TNBANK’s best savings rate is 0.50% APY on $10,000, with its Regular Savings. Rates checked October 15, 2026.
How TNBANK’s savings rates compare
Compared with banks and credit unions near Knoxville, TN, where TNBANK has the most branches. $10,000, best rate first.
This bank’s best
TNBANK
1.51%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $151
Kasasa Saver
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
TNBANK savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TNBANK ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.51%APY
Links to Kasasa Cash or Kasasa Cash Back checking account. To earn highest APY, qualifications must be met in linked checking during each Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once. Limit two accounts per Social Security number.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle.Any balance | 1.51% | $151 | Applies to all balances when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle. |
| Any balanceApplies to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back checking account.Any balance | 0.05% | $5 | Applies to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back checking account. |
Regular Savings
0.50%APY
Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. $2 monthly minimum balance fee waived with $100 minimum daily balance. Includes 2 free over-the-counter withdrawals per month, $1 fee per withdrawal thereafter.Over $0 | 0.50% | $50 | Minimum balance to obtain APY is $0.01. $2 monthly minimum balance fee waived with $100 minimum daily balance. Includes 2 free over-the-counter withdrawals per month, $1 fee per withdrawal thereafter. |
Special-purpose accounts
Christmas Club
0.05%APY
Funds automatically released via check or account transfer in November. Early withdrawal prior to disbursement requires account closure and forfeiture of all accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. No minimum balance fee or requirements.Over $0 | 0.05% | $5 | Minimum balance to obtain APY is $0.01. No minimum balance fee or requirements. |
Vacation Club
0.05%APY
Funds automatically released via check or account transfer in May. Early withdrawal prior to disbursement requires account closure and forfeiture of all accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. No minimum balance fee or requirements.Over $0 | 0.05% | $5 | Minimum balance to obtain APY is $0.01. No minimum balance fee or requirements. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.