Credit union · NCUA insured
Interfaith Federal Credit Union Savings Rates
Interfaith Federal Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Multiplier Account. Rates checked October 16, 2026.
How Interfaith Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Interfaith Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Interfaith Federal Credit Union
0.55%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $55
Money Market Multiplier Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Interfaith Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Interfaith Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Multiplier Account
0.55%APY
Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $4,999Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.50% | — | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
| $5,000 – $9,999Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.50% | — | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
| $10,000 – $24,999Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.55% | $55 | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
| $25,000 – $49,999Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.55% | — | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
| $50,000 – $99,999Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.60% | — | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
| $100,000 and upDividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. | 0.60% | — | Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum. |
Special-purpose accounts
Coverdell Education Savings (Variable)
0.75%APY
Variable rate education savings account. Federally insured up to $250,000 by NCUA. Dividends declared monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Minimum to earn dividend is $1.$1 and up | 0.75% | $75 | Variable rate. Minimum to earn dividend is $1. |
Sources (1)
- interfaithfcu.org/deposit-rates · captured Oct 16, 2026
HSA Family (Variable)
0.75%APY
Variable rate Health Savings Account for family coverage. Federally insured up to $250,000 by NCUA. Dividends declared monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Minimum to earn dividend is $1.$1 and up | 0.75% | $75 | Variable rate. Minimum to earn dividend is $1. |
Sources (1)
- interfaithfcu.org/deposit-rates · captured Oct 16, 2026
HSA Individual (Variable)
0.75%APY
Variable rate Health Savings Account for individual coverage. Federally insured up to $250,000 by NCUA. Dividends declared monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Minimum to earn dividend is $1.$1 and up | 0.75% | $75 | Variable rate. Minimum to earn dividend is $1. |
Sources (1)
- interfaithfcu.org/deposit-rates · captured Oct 16, 2026
Traditional/Roth IRA Shares (Variable)
0.75%APY
Traditional and Roth IRA share savings. Federally insured up to $250,000 by NCUA. Variable rate. Dividends declared monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Minimum to earn dividend is $1.$1 and up | 0.75% | $75 | Variable rate. Minimum to earn dividend is $1. |
Membership Share Savings Account
0.05%APY
Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $999Tier 1 | 0.01% | — | Tier 1 |
| $1,000 – $4,999Tier 2 | 0.05% | — | Tier 2 |
| $5,000 – $14,999Tier 3 | 0.05% | $5 | Tier 3 |
| $15,000 – $24,999Tier 4 | 0.05% | — | Tier 4 |
| $25,000 – $49,999Tier 5 | 0.10% | — | Tier 5 |
| $50,000 – $99,999Tier 6 | 0.10% | — | Tier 6 |
| $100,000 and upTier 7 | 0.10% | — | Tier 7 |
Sources (3)
All captured Oct 16, 2026
Xtreme Savers
0.10%APY
Designed for youth aged 17 and under / up to 18 years of age. Minimum opening deposit is $5, which is also the minimum balance maintained. Minimum balance to earn dividend is $1. No new member fee. Dividends paid monthly. Automatically converts to a regular Membership Share Savings Account at age 18. Minor accounts require a parent or legal guardian as joint owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $5,000Tier 2: Funds beyond $5,000 earn regular dividend rate for membership share savings.Over $5,000 | 0.10% | $10 | Tier 2: Funds beyond $5,000 earn regular dividend rate for membership share savings. |
Sources (3)
All captured Oct 16, 2026
Who can join Interfaith Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliates and employees of Cokesbury stores within the boundaries of the served Conferences are eligible for membership.
- Churches, clergy, staff, laity, and congregations of specified United Methodist conferences, Episcopal dioceses, and UCC foundation are eligible for membership.
Military, government and schools
- Employees and students of The School of Theology at Claremont are eligible for membership.
Family and household
- Anyone related to an Interfaith FCU member by blood, marriage, or adoption is eligible for membership.
Cost to join
- There is a one-time membership fee of $5.00.
Membership information collected October 5, 2026.