Bank · FDIC insured
Homeland Community Bank Savings Rates
Homeland Community Bank’s best savings rate is 0.50% APY on $10,000, with its MMDA Personal. Rates checked October 15, 2026.
How Homeland Community Bank’s savings rates compare
Compared with banks and credit unions near McMinnville, TN, where Homeland Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Homeland Community Bank
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
MMDA Personal
Top rate
Ascend Federal Credit Union
3.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $330
2nd-highest rate
Coffee County Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $300
Homeland Community Bank savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Homeland Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.50%APY
Quarterly maintenance fee of $3.00 waived with $25 minimum daily balance (or if balance does not fall below $25 any day of cycle). Nine free withdrawals per quarter, $1.00 per withdrawal over nine. Interest paid quarterly. Rate applies to entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Quarterly maintenance fee of $3 waived by $25 minimum daily balance. | 0.50% | $50 | Quarterly maintenance fee of $3 waived by $25 minimum daily balance. |
| $25,000 and upQuarterly maintenance fee of $3 waived by $25 minimum daily balance. | 0.55% | — | Quarterly maintenance fee of $3 waived by $25 minimum daily balance. |
Sources (2)
All captured Oct 5, 2026
MMDA Personal
0.50%APY
Interest rate applies to entire balance. Interest rate & APY may change at any time. Maintenance fees can reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle. Interest rate applies to entire balance. Rate & APY may change at any time. | 0.50% | $50 | A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle. Interest rate applies to entire balance. Rate & APY may change at any time. |
| $50,000 and upA monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle. Interest rate applies to entire balance. Rate & APY may change at any time. | 0.50% | — | A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle. Interest rate applies to entire balance. Rate & APY may change at any time. |
Sources (1)
- homelandcb.com/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.