Compare Bank & Credit Union Rates
Best savings rates in South Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in South Carolina
- Spero FinancialMoney Market AccountMoney Market Account · $2,500 min · 0.95%–3.55% by balance
Credit union · 10 branches
1.30%APY$130 a year on $10,000intro rateRequirements
Product: Membership required. $2,500 minimum opening deposit. $15 monthly maintenance fee if balance falls below $2,500 ($0 if balance is $2,500 or more). Limited to 6 withdrawals per month; $500 minimum withdrawal amount. Rates are variable and may change after account opening. Promotional rate boost of up to 1.00% available on entire balance through March 31, 2027 with $25,000+ new money deposited between October 13, 2026 and November 30, 2026, plus an additional 0.50% boost if existing or new Spero checking account.
Offer: Earns APY on balances of $2,500 or more. Monthly fee waived if balance is $2,500 or more.
Promotional rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.95% $10,000 and upYour amount 1.30% $50,000 and up 2.15% $100,000 and up 3.00% $250,000 and up 3.15% $500,000 and up 3.55% Rate checked
More details - 1.26%APY$126 a year on $10,000
1.01% interest rate · Effective Nov 4, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.26% $50,000 – $75,000 1.36% $75,000 – $100,000 1.36% $100,000 and up 1.76% Rate checked
More details - Skyla Credit UnionSkyla Wealth Money MarketsSkyla Wealth Money Markets · $1,000 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Only available for Skyla Wealth Members (must maintain a minimum balance of $500,000 across any Skyla deposit product, in assets under management with Skyla Investment and Retirement Services, or combined). If qualification ends, account converts to regular Skyla Money Market.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Skyla Wealth Money Markets Balance APY $1,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.50% $250,000 – $500,000 2.75% $500,000 and up 3.50% Rate checked
More details - State Department Federal Credit UnionPrime Money Market AccountPrime Money Market Account · $2,000 min
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: No service fees. Up to six preauthorized transfers a month (three by check with a $100 minimum). No penalty fees if balance drops below the minimum. Will not earn dividends if the balance falls below $2,000. Interest & dividends may be waived by member request.
Offer: Dividends calculated daily and credited monthly. Prime account will not earn dividends if the balance falls below $2,000.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.21%APY$121 a year on $10,000
1.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - AllSouth Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.51% by balance
Credit union · 22 branches
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded monthly and credited at end of month. Minimum average daily balance of $1,000 required to earn dividends.
Offer: Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee.
1.00% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.21% $50,000 – $75,000 1.31% $75,000 – $100,000 1.41% $100,000 and up 1.51% Rate checked
More details - Grow FinancialMoney Market AccountMoney Market Account · $0 min · 1.11%–2.12% by balance
Credit union · 4 branches
1.11%APY$111 a year on $10,000Requirements
Product: Variable Rate Account. Fees could reduce earnings. APYs accurate as of 10/15/2026.
Offer: Balance less than $25,000.
1.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.36% $50,000 – $100,000 1.56% $100,000 – $250,000 1.71% $250,000 – $500,000 1.92% $500,000 and up 2.12% Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 19 branches
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details - CPM Federal Credit UnionPerformance Money MarketPerformance Money Market · $2,500 min · 0.25%–1.81% by balance
Credit union · 11 branches
1.01%APY$101 a year on $10,000Requirements
Product: CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $200 – $2,500 0.25% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.51% $50,000 – $100,000 1.56% $100,000 and up 1.81% Rate checked
More details - Bank of Travelers RestPREMIUM Money MarketPREMIUM Money Market · $1,000 min · 0.25%–3.00% by balance
Bank · 11 branches
1.00%APY$100 a year on $10,000Requirements
Product: Maintenance fee of $10 per statement cycle is waived with a $1,000 daily minimum balance. Six withdrawals allowed per statement cycle, then $10 per withdrawal. Excessive withdrawals may result in conversion to a transaction account. Interest earned on balances of $1,000 or more.
Offer: The rate may change after the account is opened. Fees could reduce earnings. The minimum balance required to obtain the APY is $1,000. $10 maintenance fee waived with $1,000 daily minimum balance.
0.25% interest rate · $10 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for PREMIUM Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $40,000 1.36% $40,000 – $100,000 1.61% $100,000 – $250,000 2.12% $250,000 and up 3.00% Rate checked
More details - Greenville Federal Credit UnionYield-Plus SavingsSavings · $2,000 min · 0.05%–3.04% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires initial deposit and minimum balance of $2,000. Monthly service charge waived.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Yield-Plus Savings Balance APY Up to $2,000 0.05% $2,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.26% $100,000 – $200,000 1.76% $200,000 – $300,000 2.27% $300,000 – $400,000 2.53% $400,000 – $500,000 2.78% $500,000 and up 3.04% Rate checked
More details - Family Trust Federal Credit UnionPayBack Savings AccountSavings · $0 min · 1.00%–3.75% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: To earn the PayBack Savings dividend rate, meet at least four of six qualifications each month (personal checking account, digital banking login, direct deposits, eligible loan, mortgage, or credit card usage). If qualifications are not met, earns Prime Share rate.
Qualified rate · 1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for PayBack Savings Account Balance APY Any balanceYour amount 1.00% $20,000 and up 2.25% $100,000 and up 2.50% $250,000 and up 3.25% $500,000 and up 3.75% Rate checked
More details - Truliant Federal Credit UnionAccelerate Money MarketAccelerate Money Market · $2,500 min · 1.00%–3.45% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Tiered rate structure. A $10 monthly fee applies if average monthly balance falls below $2,500. Not available on Business or IRA accounts.
Offer: $10 monthly fee if average monthly balance falls below $2,500.
1.00% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Accelerate Money Market Balance APY Any balance 1.00% $2,500 and upYour amount 1.00% $25,000 and up 2.60% $50,000 and up 2.80% $75,000 and up 3.00% $100,000 and up 3.20% $250,000 and up 3.45% Rate checked
More details - MTC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.91% by balance
Credit union · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Limited to six withdrawals per month; subject to a $10 fee per excessive withdrawal. A $10.00 monthly fee applies if balance falls below the minimum balance.
1.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $15,000Your amount 1.00% $15,000 – $50,000 1.00% $50,000 – $75,000 1.20% $75,000 – $100,000 1.45% $100,000 and up 1.91% Rate checked
More details - Skyla Credit UnionMoney MarketsMoney Markets · $1,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $1,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 1.75% $500,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Carolina
210 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches