Credit union · NCUA insured
AllSouth Federal Credit Union Savings Rates
AllSouth Federal Credit Union’s best savings rate is 1.11% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How AllSouth Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbia, SC, where AllSouth Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AllSouth Federal Credit Union
1.11%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $111
Money Market
Top rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Caro Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $300
AllSouth Federal Credit Union savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AllSouth Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.11%APY
Membership eligibility required. Dividends are compounded monthly and credited at end of month. Minimum average daily balance of $1,000 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.00% | — | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
| $10,000 – $25,000Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.11% | $111 | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
| $25,000 – $50,000Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.21% | — | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
| $50,000 – $75,000Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.31% | — | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
| $75,000 – $100,000Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.41% | — | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
| $100,000 and upMaintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. | 1.51% | — | Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee. |
Sources (3)
All captured Oct 22, 2026
Membership Savings
0.20%APY
Requires maintaining a $10 minimum balance. Membership account establishing credit union membership. Dividends compounded quarterly, credited end of quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly and credited end of quarter. No monthly maintenance fee.$100 and up | 0.20% | $20 | Earn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly and credited end of quarter. No monthly maintenance fee. |
Sources (4)
All captured Oct 22, 2026
Savings (Secondary) Account
0.20%APY
Secondary savings account. Dividends compounded quarterly, credited end of quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded quarterly, credited end of quarter.$100 and up | 0.20% | $20 | Dividends compounded quarterly, credited end of quarter. |
Sources (1)
- allsouth.org/rates · captured Oct 22, 2026
Special-purpose accounts
IRA Savings
0.20%APY
Traditional or Roth IRA savings account. Tax-advantaged retirement savings account. Dividends compounded quarterly, credited end of quarter. Minimum opening deposit as little as $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upCan be opened as Traditional or Roth IRA. Dividends compounded quarterly, credited end of quarter.$25 and up | 0.20% | $20 | Can be opened as Traditional or Roth IRA. Dividends compounded quarterly, credited end of quarter. |
Super Saver
0.20%APY
Youth savings account for children 12 and under. Must maintain a $10 minimum balance. Requires a parent or legal guardian (18 or older) as joint owner. Must be opened in person. Becomes a Membership Savings account at age 13. Dividends compounded quarterly, credited end of quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly, credited end of quarter.$100 and up | 0.20% | $20 | Earn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly, credited end of quarter. |
Sources (3)
All captured Oct 22, 2026
Christmas Club
0.10%APY
Save for holiday expenses; funds automatically transfer the first week of November. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month. Opening deposit of $2 is waivable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$2 waivable opening deposit. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month.Over $0 | 0.10% | $10 | $2 waivable opening deposit. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month. |
Sources (3)
All captured Oct 22, 2026
Cookie Jar Club
0.10%APY
Simple savings account for financial goals with up to 4 withdrawals per calendar year. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month. Opening deposit of $2 is waivable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Up to 4 withdrawals per calendar year. $2 waivable opening deposit. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month.Over $0 | 0.10% | $10 | Up to 4 withdrawals per calendar year. $2 waivable opening deposit. Earn dividends with the first penny deposited. Dividends compounded monthly, credited end of month. |
Sources (3)
All captured Oct 22, 2026
Who can join AllSouth Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership through AllSouth's partnerships with the Financial Fitness Association, the Carolina's Credit Union Foundation, or the American Consumer Council, with AllSouth completing enrollment and paying the first year membership fee.
Where you live or work
- Individuals can qualify for membership based on where they live.
Employers and groups
- Employees of Select Employer Group partner organizations are eligible for membership.
Family and household
- Immediate family members of existing members are eligible to join.
Membership information collected October 4, 2026.