Credit union · NCUA insured
Upstate FCU Savings Rates
Upstate FCU’s best savings rate is 1.26% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Upstate FCU’s savings rates compare
Compared with banks and credit unions near Greenville, SC, where Upstate FCU has the most branches. $10,000, best rate first.
This credit union’s best
Upstate FCU
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Money Market
Top rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Upstate FCU savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0001.76%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Upstate FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.26%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.01% | — |
| $10,000 – $25,000 | 1.26% | $126 |
| $25,000 – $50,000 | 1.26% | — |
| $50,000 – $75,000 | 1.36% | — |
| $75,000 – $100,000 | 1.36% | — |
| $100,000 and up | 1.76% | — |
Sources (1)
- upstatefcu.org/share-rates · captured Sep 19, 2026
Share Savings Account
0.25%APY
Establishes credit union membership. Earn dividends on balances of $100.00 & up.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Earn dividends on balances of $100.00 & up | 0.25% | — | Earn dividends on balances of $100.00 & up |
| $2,500 – $5,000 | 0.25% | — | |
| $5,000 – $10,000 | 0.25% | — | |
| $10,000 – $25,000 | 0.25% | $25 | |
| $25,000 and up | 0.25% | — |
Who can join Upstate FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.