Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 616–630 results in Pennsylvania
- Peoples Security Bank & TrustPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.45% by balance
Bank · 37 branches
0.05%APY$5 a year on $10,000Requirements
Product: Consumer money market with check-writing and transfer access; up to 10 free withdrawals or transfers per statement cycle. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum daily/average daily balance is required to earn interest. $8.00 monthly minimum-balance fee if average daily balance falls below $2,500.00. Offered in PA, NY, and NJ.
Offer: Variable rates may change at any time. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
0.05% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $100,000Your amount 0.05% $100,000 – $249,999Rate-table high bound is $249,999.00. 0.10% $250,000 – $1,000,000 0.15% $1,000,000 – $5,000,000 0.30% $5,000,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: When MaxEarnings Saver qualifications are not met, the entire daily balance earns 0.05% interest and 0.05% APY. Variable; no minimum balance to earn interest.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Dec 23, 2025
Rate checked
More details - United Savings BankUniSavings Money MarketUniSavings Money Market · $100 min · 0.05%–1.25% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.50 monthly service charge waived if daily balance does not fall below $5,000 any day of the month.
Offer: Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY.
0.05% interest rate · $8.50 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for UniSavings Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 1.05% $50,000 – $99,999 1.05% $100,000 – $249,999 1.25% $250,000 and up 1.25% Rate checked
More details - United Savings BankPremium Money MarketPremium Money Market · $100 min · 0.00%–1.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $3.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.00% interest rate · $3 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $99 0.00% $100 – $24,999Your amount 0.05% $25,000 and up 1.15% Rate checked
More details - United Savings BankMoney Market PlusMoney Market Plus · $100 min · 0.05%–1.00% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.05% interest rate · $8 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $100 – $24,999Your amount 0.05% $25,000 and up 1.00% Rate checked
More details - Pennian BankValue Money MarketValue Money Market · $1,000 min · 0.05%–0.20% by balance
Bank · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: $1,000 minimum to open. $1,000.00 minimum balance; monthly maintenance fee of $6.00 if balance falls below $1,000.00 any day of the month. Interest-bearing on daily balances greater than $100.00. First deposit due at account opening.
0.05% interest rate · $6 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Value Money Market Balance APY $100 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Maintain a $100 average daily balance to earn quarterly dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Maintain a $100 minimum average daily balance to receive quarterly dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Promotional rate · 0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open to credit union members. $5 minimum balance required to maintain membership plus $5 one-time membership fee. $100 minimum balance to earn dividends.
Offer: $100 minimum balance to earn dividends; $5 minimum to open account.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends (interest) earned on all accounts, paid quarterly. $25 minimum balance for Credit Union membership.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Heritage Valley Federal Credit UnionSpecial Occasion Savings AccountSavings · $50 min
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Offer: Minimum balance to earn dividends is $50.00.
0.05% interest rate
Rate checked
More details - Heritage Valley Federal Credit UnionRegular Savings AccountSavings · $50 min
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: A minimum deposit of $5.00 to become a member. Dividends earned on balances of $50 or more. A combined average balance of $200 in all shares and loans is required to avoid a monthly service charge.
Offer: Dividends earned on balances of $50 or more. Combined average balance of $200 in all shares and loans required to avoid monthly service charge.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account to open and maintain Kasasa Saver. Requires agreement to receive e-Statements.
Offer: Base rate when Kasasa Cash or Kasasa Cash Back qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - PS BankMoney Market AccountMoney Market Account · $2,500 min · 0.03%–0.30% by balance
Bank · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Up to six withdrawals or transfers per month. Daily balance calculation with interest compounded daily.
0.03% interest rate · Compounded daily · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.03% $10,000 – $24,999Your amount 0.05% $25,000 – $49,000 0.10% $50,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch