Bank · FDIC insured
PS Bank Savings Rates
PS Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How PS Bank’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where PS Bank has the most branches. $10,000, best rate first.
This bank’s best
PS Bank
0.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $5
Money Market Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
PS Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PS Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.05%APY
Up to six withdrawals or transfers per month. Daily balance calculation with interest compounded daily.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.03% | — |
| $10,000 – $24,999 | 0.05% | $5 |
| $25,000 – $49,000 | 0.10% | — |
| $50,000 and up | 0.30% | — |
Sources (2)
All captured Oct 6, 2026
Statement Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.15%APY
Available as Traditional IRA or Roth IRA savings plan. Early withdrawal penalties apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo annual fees. Penalties apply for early withdrawal.Any balance | 0.15% | $15 | No annual fees. Penalties apply for early withdrawal. |
Club Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.