Credit union · NCUA insured
First Area FCU Savings Rates
First Area FCU’s best savings rate is 0.05% APY on $10,000, with its Share (Savings). Rates checked October 16, 2026.
How First Area FCU’s savings rates compare
Compared with banks and credit unions near Lewistown, PA, where First Area FCU has the most branches. $10,000, best rate first.
This credit union’s best
First Area FCU
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Share (Savings)
Top rate
Everence
2.85%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $285
2nd-highest rate
Kish Bank
1.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $135
First Area FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Area FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings)
0.05%APY
Dividends (interest) earned on all accounts, paid quarterly. $25 minimum balance for Credit Union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Clubs (Christmas & Vacation)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join First Area FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.