Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Pennsylvania
- Unity BankOpportunity Money Market AccountOpportunity Money Market Account · $1 min · 0.00%–0.10% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Account has minimum balance requirements to avoid service charge. Rates, terms, and conditions are subject to change without notice.
Offer: Account has minimum balance requirements to avoid service charge.
Effective Dec 2, 2024
Rate by balance
Rate by balance for Opportunity Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 47 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - First Northern Bank and TrustPaperless SavingsSavings · $200 min · 0.10%–0.20% by balance
Bank · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain an Online Banking account and receive electronic statements. No monthly statement will be mailed, statement received online. $2.00 monthly service charge waived if daily balance does not fall below $200.00 on any day of the statement cycle.
Offer: Rate applies to balances of $49,999.99 - $200.00. Monthly service fee of $2.00 waived with minimum daily balance of $200.00.
0.10% interest rate · $2 monthly fee · Effective Sep 16, 2025
Rate by balance
Rate by balance for Paperless Savings Balance APY $200 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - A & S Federal Credit UnionSavings AccountSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.05%* $1,000 – $5,000 0.07%* $5,000 and upYour amount 0.10%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees could reduce earnings on the account. Interest credited quarterly.
Offer: Fees could reduce earnings on the account. Interest credited quarterly.
0.10% interest rate · Effective Oct 9, 2026
Rate checked
More details - Mauch Chunk Trust CompanyInvestor’s Money MarketInvestor’s Money Market · $5,000 min · 0.10%–1.05% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Avoid monthly fee by maintaining minimum balance in account. Four competitive interest-earning tiers based on daily balance. Interest accrues daily and credited monthly. Unlimited withdrawals at teller windows and MCT ATMs. $500 minimum per check. Bonus interest rate available for Select Checking and Select Business Checking account customers.
Offer: Bonus interest rate for Select Checking and Select Business Checking account customers. Variable rate account; rates and APYs may change after account is opened. Must maintain minimum balance to obtain disclosed APY. Avoid monthly fee by maintaining minimum balance. $500 minimum per check. No yearly maintenance, management or commission fees.
Qualified rate · 0.10% interest rate · Effective Aug 4, 2026
Rate by balance
Rate by balance for Investor’s Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $100,000 0.50% $100,000 – $250,000 0.65% $250,000 – $1,000,000 0.80% $1,000,000 and up 1.05% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A monthly maintenance fee of $4.00 is imposed for every month the account balance drops below $100.00.
Offer: $4.00 monthly maintenance fee waived if balance stays at or above $100.00. Minimum balance to earn interest is $100.00.
0.10% interest rate · $4 monthly fee
Rate checked
More details - Franklin Mint Federal Credit UnionSuper Saver SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 15 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance or monthly service fees. Features split rate tiers. Dividends are compounded and posted monthly.
0.99% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Savings Balance APY Up to $500 1.00% Over $500Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or monthly service fees. Dividends are compounded and posted monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Peoples Community Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be a member/owner of First Peoples Community Federal Credit Union. Only $5 needed to open account.
Offer: Earn competitive interest on balances of $100 or more. Rate applies to balances greater than $100.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is earned daily, credited and compounded quarterly. $100 minimum balance requirement to waive $2 monthly service charge. Accrued interest to date is not paid on accounts closed prior to quarter end.
Offer: $100 minimum balance requirement to waive $2 monthly service charge.
0.10% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated daily and paid monthly. No minimum account balance requirement.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - ONE – Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.35% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate for a particular tier applies to the entire account balance if within the balance range. Requires a minimum balance of $1,000 to open and avoid a $10.00 monthly service charge.
Offer: Rate applies to the entire balance for balances between $1,000.00 and $19,999.99. Monthly fee of $10.00 applies if balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 – $500,000 0.30% $500,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Credit union membership; depositing as little as $5 makes you a member and shareholder. Dividends posted monthly.
Offer: Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch