Bank · FDIC insured
The Honesdale National Bank Savings Rates
The Honesdale National Bank’s best savings rate is 0.65% APY on $10,000, with its Investors Advantage Money Market Deposit. Rates checked October 16, 2026.
How The Honesdale National Bank’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where The Honesdale National Bank has the most branches. $10,000, best rate first.
This bank’s best
The Honesdale National Bank
2.52%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $252
Premier Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
The Honesdale National Bank savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.16%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Honesdale National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Deposit Account (MMDA)
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Daily Balances $0 - $24,999.99 | 0.15% | $15 | Daily Balances $0 - $24,999.99 |
| $25,000 and upDaily Balances $25,000 & Above | 3.05% | — | Daily Balances $25,000 & Above |
Sources (2)
All captured Sep 17, 2026
Premier Savings
2.52%APY
Available to Premier Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAvailable to Premier Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.$2,500 and up | 2.52% | $252 | Available to Premier Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements. |
Sources (2)
All captured Oct 9, 2026
Select Savings
2.01%APY
Available to Select Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAvailable to Select Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.$2,500 and up | 2.01% | $201 | Available to Select Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements. |
Sources (2)
All captured Oct 9, 2026
Investors Advantage Money Market Deposit
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Daily Balances $2,500 - $9,999.99 | 0.65% | — | Daily Balances $2,500 - $9,999.99 |
| $10,000 – $25,000Daily Balances $10,000 - $24,999.99 | 0.65% | $65 | Daily Balances $10,000 - $24,999.99 |
| $25,000 – $50,000Daily Balances $25,000 - $49,999.99 | 0.85% | — | Daily Balances $25,000 - $49,999.99 |
| $50,000 – $100,000Daily Balances $50,000 - $99,999.99 | 0.85% | — | Daily Balances $50,000 - $99,999.99 |
| $100,000 – $250,000Daily Balances $100,000 - $249,999.99 | 1.16% | — | Daily Balances $100,000 - $249,999.99 |
| $250,000 – $500,000Daily Balances $250,000 - $499,999.99 | 1.16% | — | Daily Balances $250,000 - $499,999.99 |
| $500,000 – $1,000,000Daily Balances $500,000 - $999,999.99 | 1.31% | — | Daily Balances $500,000 - $999,999.99 |
| $1,000,000 and upDaily Balances $1,000,000 & Above | 1.51% | — | Daily Balances $1,000,000 & Above |
Sources (1)
- hnbbank.bank/resources/rates · captured Sep 17, 2026
Select Money Market Deposit
Up to 1.51%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Daily Balances $25,000 - $99,999.99 | 0.85% | — | Daily Balances $25,000 - $99,999.99 |
| $100,000 – $500,000Daily Balances $100,000 - $499,999.99 | 1.16% | — | Daily Balances $100,000 - $499,999.99 |
| $500,000 – $1,000,000Daily Balances $500,000 & $999,999.99 | 1.31% | — | Daily Balances $500,000 & $999,999.99 |
| $1,000,000 – $2,500,000Daily Balances $1,000,000 - $2,499,999.99 | 1.51% | — | Daily Balances $1,000,000 - $2,499,999.99 |
| $2,500,000 and upDaily Balances $2,500,000 & Above | 1.51% | — | Daily Balances $2,500,000 & Above |
Sources (1)
- hnbbank.bank/resources/rates · captured Sep 17, 2026
Money Market Deposit Account (MMDA)
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily Balances Less Than $2,500 | 0.15% | — | Daily Balances Less Than $2,500 |
| $2,500 and upDaily Balances Greater Than or Equal to $2,500 | 0.65% | $65 | Daily Balances Greater Than or Equal to $2,500 |
Sources (2)
All captured Sep 17, 2026
Statement Savings Account
0.10%APY
Interest is earned daily, credited and compounded quarterly. $100 minimum balance requirement to waive $2 monthly service charge. Accrued interest to date is not paid on accounts closed prior to quarter end.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum balance requirement to waive $2 monthly service charge.Any balance | 0.10% | $10 | $100 minimum balance requirement to waive $2 monthly service charge. |
Sources (2)
All captured Oct 9, 2026
Special-purpose accounts
All Purpose Club - AFT
0.00%APY
Automatic Funds Transfer from another HNB deposit account. Club checks are issued upon request. Fees are assessed on early withdrawals or premature closing of the club account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic Funds Transfer (AFT) deposit club. Early withdrawal penalties apply.Any balance | 0.00% | $0 | Automatic Funds Transfer (AFT) deposit club. Early withdrawal penalties apply. |
Sources (2)
All captured Oct 9, 2026
All Purpose Club - Coupon Book
0.00%APY
Club checks are issued upon request. Fees are assessed on early withdrawals or premature closing of the club account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCoupon book deposit club. Early withdrawal penalties apply.Any balance | 0.00% | $0 | Coupon book deposit club. Early withdrawal penalties apply. |
Sources (2)
All captured Oct 9, 2026
Holiday Club - AFT
0.00%APY
Automatic Funds Transfer from another HNB deposit account. Holiday Club checks are issued in early October. Fees are assessed on early withdrawals or premature closing of the club account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic Funds Transfer (AFT) deposit club. Early withdrawal penalties apply.Any balance | 0.00% | $0 | Automatic Funds Transfer (AFT) deposit club. Early withdrawal penalties apply. |
Sources (2)
All captured Oct 9, 2026
Holiday Club - Coupon Book
0.00%APY
Holiday Club checks are issued in early October. Fees are assessed on early withdrawals or premature closing of the club account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCoupon book deposit club. Early withdrawal penalties apply.Any balance | 0.00% | $0 | Coupon book deposit club. Early withdrawal penalties apply. |
Sources (2)
All captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.