Compare Bank & Credit Union Rates
Best savings rates in Philadelphia, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Philadelphia, PA
- Advantage Financial Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Your share of ownership in Advantage Financial. Must meet membership eligibility requirements. $5 minimum balance required for membership. Dividends calculated based on average daily balance and compounded monthly.
Offer: Min. Daily Avg. Balance Less than $100.00. No monthly service charges.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.05% Rate checked
More details - United Savings BankUniSavings Money MarketUniSavings Money Market · $100 min · 0.05%–1.25% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.50 monthly service charge waived if daily balance does not fall below $5,000 any day of the month.
Offer: Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY.
0.05% interest rate · $8.50 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for UniSavings Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 1.05% $50,000 – $99,999 1.05% $100,000 – $249,999 1.25% $250,000 and up 1.25% Rate checked
More details - United Savings BankPremium Money MarketPremium Money Market · $100 min · 0.00%–1.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $3.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.00% interest rate · $3 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $99 0.00% $100 – $24,999Your amount 0.05% $25,000 and up 1.15% Rate checked
More details - United Savings BankMoney Market PlusMoney Market Plus · $100 min · 0.05%–1.00% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.05% interest rate · $8 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $100 – $24,999Your amount 0.05% $25,000 and up 1.00% Rate checked
More details - The Bank of PrincetonPremier Money MarketPremier Money Market · $2,500 min · 0.05%–3.00% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: $2,500 daily minimum balance required to earn interest and to avoid a $15.00 monthly service charge.
Offer: $2,500 minimum balance to obtain APY.
Promotional rate · 0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $49,999Your amount 0.05% $50,000 and upExclusive Premier Money Market Account offer of 3.00% APY valid on NEW MONEY ONLY. 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid a $5 monthly service charge with a $250 minimum daily balance. Minimum balance requirement waived for customers under 18.
Offer: Avoid $5 monthly service fee with a $250 minimum daily balance. Minimum balance waived for customers under 18.
0.05% interest rate · $5 monthly fee · Effective Jun 7, 2023
Rate by balance
Rate by balance for Basic Savings Account Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 33 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - OceanFirst BankMoney Market AccountMoney Market Account · $1,000 min · 0.03%–0.05% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
Offer: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
0.03% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.03% $50,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Requires an OceanFirst Visa debit card and checking account. Available to anyone 13 years or older (customers under 18 require an adult co-signer). No monthly service fee.
Offer: Requires an OceanFirst Visa debit card and checking account. $10 funding required at opening. Rate may vary after account opening.
Qualified rate · 0.03% interest rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Available to anyone 13 years or older (customers under 18 require an adult co-signer). $5.00 monthly service charge waived if you maintain a $100 minimum balance.
Offer: Rate may vary after account opening. $5.00 monthly service charge waived with $100 minimum balance.
0.03% interest rate · $5 monthly fee
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 34 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - The Bank of PrincetonPriority Money MarketPriority Money Market · $2,500 min · 0.03%–0.07% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: $2,500 daily minimum balance required to earn interest and to avoid a $25.00 monthly service charge.
Offer: $2,500 minimum balance to obtain APY.
0.03% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Priority Money Market Balance APY $2,500 – $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $249,999 0.05% $250,000 and up 0.07% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: A minimum balance of $300 must be maintained in the account each day to avoid a monthly service charge of $5.00. Service charges waived on custodial accounts until minor reaches 18 years of age. Interest earned on every dollar.
Offer: A minimum balance of $300 must be maintained each day to avoid $5.00 monthly service charge; fee waived on custodial accounts until minor reaches 18.
0.03% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Wise Savings Balance APY Up to $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $249,999 0.05% $250,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
0.03% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA
131 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches