Credit union · NCUA insured
AmeriChoice Federal Credit Union
Top CarrotA $240.4M credit union headquartered in Mechanicsburg, PA, with 15,813 members and 5 branches in Pennsylvania. Best rates: CDs 3.60% and savings 1.50% APY.
AmeriChoice Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#1 of 26 in Harrisburg, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AmeriChoice Federal Credit Union
Founded in 1970 by a small group of IBM Corporation employees, AmeriChoice Federal Credit Union is headquartered in Mechanicsburg, Pennsylvania.
The credit union operates locations in Mechanicsburg, York, Camp Hill, and Enola, serving Adams, Cumberland, Dauphin, Lebanon, Perry, and York counties.
- Headquarters
- 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055-5563
- NCUA charter
- 20041
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Adams, Cumberland, Dauphin, Lebanon, Perry, or York counties in Pennsylvania.
Branches
5 branches in Pennsylvania
Loading map…
Pennsylvania
5 branches
Harrisburg area · 4
- Bumble Bee Hollow RoadMain office2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055Directions
- Highland Park433 S 18th St, Camp Hill, PA 17011Directions
- East Pennsboro715 Wertzville Rd, Enola, PA 17025Directions
- Sporting Green20 Sporting Green Dr, Mechanicsburg, PA 17050Directions
York area · 1
- Leader Heights1 Indian Rock Dam Rd, York, PA 17403Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.72% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.90% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $69 | $76 | — |
- CapitalNet worth ratio12.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.72%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$69Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AmeriChoice Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.