Credit union · NCUA insured
Fort Sill Federal Credit Union
A $395.3M credit union headquartered in Lawton, OK, with 22,910 members and 4 branches in Oklahoma. Best rates: CDs 2.99% and savings 0.25% APY.
Fort Sill Federal Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#6 of 11 in Lawton, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fort Sill Federal Credit Union
Founded in 1956 as a financial institution exclusively for Fort Sill civil service employees, Fort Sill Federal Credit Union is a member-owned not-for-profit credit union.
Headquartered in Lawton, Oklahoma, it serves individuals who live, work, worship, or attend school across select counties in Oklahoma and Texas.
- Headquarters
- 1614 NW 67th St, Lawton, OK 73505-2725
- NCUA charter
- 10832
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live, work, worship, or attend school in select Oklahoma counties.
- Membership is available to individuals who live, work, worship, or attend school in select Texas counties.
Cost to join
- A minimum deposit of $5 is required to open an account.
Branches
4 branches in Oklahoma
Loading map…
Oklahoma
4 branches
- Headquarter's BranchMain office1614 NW 67th St, Lawton, OK 73505Directions
- Fort Sill Branch3283 Sheridan Road, Fort Sill, OK 73503Directions
- East Branch2 NE 22nd St, Lawton, OK 73507Directions
- South Branch5202 SW Lee Blvd, Lawton, OK 73505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.82% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $51 | $76 | — |
- CapitalNet worth ratio11.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$51Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fort Sill Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.