Credit union · NCUA insured
Red River Federal Credit Union
Top CarrotA $164M credit union headquartered in Altus, OK, with 9,049 members and 2 branches in Oklahoma. Best rates: CDs 4.35% and savings 1.36% APY.
Red River Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#3 of 11 in Lawton, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Red River Federal Credit Union
Red River Federal Credit Union is based in Altus, Oklahoma.
- Headquarters
- 2721 N Main St, Altus, OK 73521
- NCUA charter
- 12082
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Beckham, Blaine, Caddo, Canadian, Cleveland, Comanche, Custer, Grady, Greer, Harmon, Jackson, Kiowa, McClain, Roger Mills, Tillman, and Washita Counties, OK; 41 census tracts in northwest Oklahoma County (Edmond/Deer Creek area), OK; and Wilbarger County, TX are eligible for membership.
Cost to join
- Opening a Regular Savings Account is required for membership, which requires a minimum opening deposit of $5.
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
Altus area · 1
- Red River Fed Credit UnionMain office2721 N Main St, Altus, OK 73521Directions
Lawton area · 1
- Lawton Branch2301 NW 67th St, Lawton, OK 73505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.10% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.28% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.61% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $92 | $76 | — |
- CapitalNet worth ratio12.10%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.28%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.61%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$92Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Red River Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.