Credit union · NCUA insured
Southwest Oklahoma Federal Credit Union Savings Rates
Southwest Oklahoma Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 15, 2026.
How Southwest Oklahoma Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lawton, OK, where Southwest Oklahoma Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southwest Oklahoma Federal Credit Union
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
All America Bank
3.60%APY
- Minimum
- $500
- Earns on $10,000 a year
- $360
Southwest Oklahoma Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest Oklahoma Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.25%APY
Required to establish membership with Southwest. Membership eligible to those with a family member who has an account, or who live, work, worship, or attend school in Caddo, Comanche, Cotton, Kiowa, Tillman, or Stephens counties. Minimum deposit of $5 required to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends declared by Southwest's Board of Directors and paid at the end of each quarter. Minimum balance requirement applies to primary share accounts only. Dividend rate disclosure is for Jul. 01, 2026 through Sep. 30, 2026.$5 and up | 0.25% | $25 | Dividends declared by Southwest's Board of Directors and paid at the end of each quarter. Minimum balance requirement applies to primary share accounts only. Dividend rate disclosure is for Jul. 01, 2026 through Sep. 30, 2026. |
Who can join Southwest Oklahoma Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Caddo, Comanche, Cotton, Kiowa, Tillman, or Stephens County.
Family and household
- Membership is open to family members of existing account holders.
Cost to join
- Opening membership requires opening a Share Savings account with as little as $5.
Membership information collected October 4, 2026.