Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Lawton, OK · median 5.24% APR
- 4.29%APRas low as
Terms
As low as rate for 37-60 months on new vehicles (2025 and newer model years). Assumes excellent credit.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as · up to 10.50%
4.50% APR, up to 10.50%
Terms
3 years old or newer. Risk-based pricing based on creditworthiness; does not apply to existing credit union loans.
Auto loan score 85 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.09%APRas low as · up to 15.34%
5.09% APR, up to 15.34%
Terms
Subject to 0.50% rewards discount. Rate based on creditworthiness.
Auto loan score 73 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
New/Used Vehicles (2024-2026). With approved credit. Minimum finance amount eligible for loan term listed. Maximum vehicle mileage not to exceed 80k for loan term listed.
Auto loan score 76 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rates as low as 5.25% APR. Loans offered with approved credit. Annual percentage rate for qualified borrowers on new loans or refinance of non-BancFirst loans. Model year limits may apply. Offer expires September 30, 2026.
Auto loan score 77 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Model years 2019–2027. Fixed rate. Rates published are as low as stated rate.
Auto loan score 73 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 5.89%APRas low as · up to 15.59%
5.89% APR, up to 15.59%
Terms
Rates determined by credit score - Limits based on income and ability to pay if qualified.
Auto loan score 68 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Lawton, OK
7 banks and credit unions · checked Sep 24–Oct 15
- Typical
- 5.24%
- Top 10% up to
- 4.42%
- Banks, typical
- 5.25%
- Credit unions, typical
- 5.16%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lawton, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 2 branches
- Bank of CommerceBank · 1 branch
- Red River Federal Credit UnionCredit union · 1 branch