Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Ohio
- Day Air Credit UnionMoney MarketMoney Market · $2,500 min · 2.53%–2.63% by balance
Credit union · 5 branches
2.63%APY$263 a year on $10,000Requirements
Product: $2,500 minimum balance required to earn dividends. Up to 6 withdrawals per month.
2.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.53% $10,000 and upYour amount 2.63% Rate checked
More details - First Bank of Central OhioMoney MarketMoney Market · $50 min · 2.60%–3.15% by balance
Bank · 3 branches
2.60%APY$260 a year on $10,000Requirements
Product: Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $1,000.
Offer: Compounded monthly. Fee waived with average daily balance greater than $1,000.
2.57% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 2.60% $2,500 – $10,000 2.60% $10,000 – $50,000Your amount 2.60% $50,000 – $100,000 3.15% $100,000 and up 3.15% Rate checked
More details - First Bank of Central OhioPremium Money MarketPremium Money Market · $50 min · 2.60%–3.40% by balance
Bank · 3 branches
2.60%APY$260 a year on $10,000Requirements
Product: Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $10,000.
Offer: Compounded monthly. Fee waived with average daily balance greater than $10,000.
2.57% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $50,000Your amount 2.60% $50,000 – $100,000 3.15% $100,000 – $250,000 3.15% $250,000 and up 3.40% Rate checked
More details - KH Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 2.55%–2.75% by balance
Credit union · 1 branch
2.60%APY$260 a year on $10,000Requirements
Offer: Minimum Balance $5,000.00
2.52% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 and up 2.55% $10,000 and upYour amount 2.60% $25,000 and up 2.65% $50,000 and up 2.70% $100,000 and up 2.75% Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: Can only be opened online (cannot be opened at an NCB branch). A $25 monthly maintenance fee applies if average monthly balance falls below $5,000. Must maintain a minimum balance of $0.01 each day to obtain APY.
Offer: Minimum daily balance of $0.01 required to obtain disclosed APY. $25 monthly fee waived if average monthly balance is at least $5,000.
2.50% interest rate · $25 monthly fee
Rate checked
More details - Dynamic Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–3.20% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates are subject to change weekly and dividends are earned monthly. $10.00 monthly maintenance fee applies if balance goes below $2,000 for the month.
Offer: Monthly maintenance fee of $10.00 applies if balance falls below $2,000.
0.00% interest rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,000 0.00% $2,000 – $20,000Your amount 2.53% $20,000 – $75,000Monthly maintenance fee of $10.00 waived with balance of $2,000 or more. 2.79% $75,000 and upMonthly maintenance fee of $10.00 waived with balance of $2,000 or more. 3.20% Rate checked
More details - Antwerp Exchange BankPlatinum Investment SavingsSavings · $10,000 min · 0.28%–3.80% by balance
Bank · 2 branches
2.52%APY$252 a year on $10,000Requirements
Product: Interest compounded and credited quarterly. A maintenance fee of $10 per month applies if the balance falls below $10,000 any day of the cycle.
Offer: A maintenance fee of $10 per month applies if balance falls below $10,000 any day of the cycle.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Platinum Investment Savings Balance APY Up to $10,000 0.28% $10,000 – $25,000Your amount 2.52% $25,000 – $100,000Maintenance fee avoided by maintaining minimum balance of $10,000. 3.04% $100,000 and upMaintenance fee avoided by maintaining minimum balance of $10,000. 3.80% Rate checked
More details - Christian Family Credit UnionChurch Variable SharesSavings · $25 min · 0.25%–3.55% by balance
Credit union · 2 branches
2.52%APY$252 a year on $10,000Requirements
Product: Dividends computed daily and paid quarterly.
Offer: Balance below $10,000 minimum. May be assessed a monthly below minimum balance fee.
0.25% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Church Variable Shares Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 2.52% $25,000 – $99,999 3.03% $100,000 – $199,999 3.29% $200,000 and up 3.55% Rate checked
More details - Abbott Laboratories Employees Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.00% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Dividends are paid monthly based on the daily average balance. Rates subject to change monthly. Minimum opening balance is $2,000. Up to six withdrawals or transfers per month including withdrawals by checks, with unlimited monthly withdrawals in person at an ALEC branch. Minimum withdrawal amount is $100.
Offer: All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend.
2.47% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - River Valley Credit UnionMoney MarketMoney Market · $25 min · 0.02%–2.65% by balance
Credit union · 6 branches
2.50%APY$250 a year on $10,000Requirements
Product: Membership eligibility is open to those who live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties. Dividends are compounded monthly.
Offer: Base tier. Dividends compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.02% $2,500 – $9,999Tier 1. 2.40% $10,000 – $24,999Your amountTier 2. 2.50% $25,000 – $49,999Tier 3. 2.55% $50,000 – $249,999Tier 4. 2.60% $250,000 and upTier 5. 2.65% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - Wright-Patt Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min
Credit union · 40 branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly. Variable rate account. No monthly service fees. Free checks available with a balance of $10,000 or more. NCUA insured up to $250,000.
No monthly fee
Rate checked
More details - 2.43%APY$243 a year on $10,000
Requirements
Product: No rate tiers; no monthly maintenance fees; no minimum balance to open account.
2.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Desco Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.51%–2.89% by balance
Credit union · 5 branches
2.28%APY$228 a year on $10,000with conditionsRequirements
Product: Active checking account required to earn rates below. If the conditions of a Money Market Account are not met, interest will be earned at the disclosed rate for a Regular Savings.
Qualified rate · 1.50% interest rate · $7 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.51% $10,000 – $500,000Your amount 2.28% $500,000 – $1,000,000 2.58% $1,000,000 and up 2.89% Rate checked
More details - UTFCUMoney Market AccountMoney Market Account · $2,500 min · 2.02%–2.53% by balance
Credit union · 3 branches
2.27%APY$227 a year on $10,000Requirements
Product: Minimum balance to earn dividends is $2,500.
2.00% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.02% $10,000 – $50,000Your amount 2.27% $50,000 – $100,000 2.43% $100,000 and up 2.53% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch