Bank · FDIC insured
First Bank of Central Ohio Savings Rates
Top CarrotFirst Bank of Central Ohio’s best savings rate is 2.60% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How First Bank of Central Ohio’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where First Bank of Central Ohio has the most branches. $10,000, best rate first.
This bank’s best
First Bank of Central Ohio
2.60%APY
- Minimum
- $50
- Earns on $10,000 a year
- $260
Money Market
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
First Bank of Central Ohio savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.60%
- $10,000 balance$10,0002.60%
- $100,000 balance$100,0003.15%
- QualifiedQualified2.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank of Central Ohio ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
4.00%APY
Compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000,000 and upCompounded monthly.$2,000,000 and up | 4.00% | — | Compounded monthly. |
Sources (1)
- fbcentralohio.com/rates · captured Sep 17, 2026
Premium Money Market
2.60%APY
Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $10,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Compounded monthly. Fee waived with average daily balance greater than $10,000. | 2.60% | $260 | Compounded monthly. Fee waived with average daily balance greater than $10,000. |
| $50,000 – $100,000Compounded monthly. Fee waived with average daily balance greater than $10,000. | 3.15% | — | Compounded monthly. Fee waived with average daily balance greater than $10,000. |
| $100,000 – $250,000Compounded monthly. Fee waived with average daily balance greater than $10,000. | 3.15% | — | Compounded monthly. Fee waived with average daily balance greater than $10,000. |
| $250,000 and upCompounded monthly. Fee waived with average daily balance greater than $10,000. | 3.40% | — | Compounded monthly. Fee waived with average daily balance greater than $10,000. |
Money Market
2.60%APY
Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Compounded monthly. Fee waived with average daily balance greater than $1,000. | 2.60% | — | Compounded monthly. Fee waived with average daily balance greater than $1,000. |
| $2,500 – $10,000Compounded monthly. Fee waived with average daily balance greater than $1,000. | 2.60% | — | Compounded monthly. Fee waived with average daily balance greater than $1,000. |
| $10,000 – $50,000Compounded monthly. Fee waived with average daily balance greater than $1,000. | 2.60% | $260 | Compounded monthly. Fee waived with average daily balance greater than $1,000. |
| $50,000 – $100,000Compounded monthly. Fee waived with average daily balance greater than $1,000. | 3.15% | — | Compounded monthly. Fee waived with average daily balance greater than $1,000. |
| $100,000 and upCompounded monthly. Fee waived with average daily balance greater than $1,000. | 3.15% | — | Compounded monthly. Fee waived with average daily balance greater than $1,000. |
Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 and up | 0.05% | $5 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.