Bank · FDIC insured
First Bank of Central Ohio
Top CarrotA $260.9M bank headquartered in Worthington, OH, with 3 branches in Ohio. Best rates: CDs 4.30% and savings 2.60% APY.
First Bank of Central Ohio Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#10 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank of Central Ohio
First Bank of Central Ohio was formed specifically to serve area businesses following bank consolidation in Columbus.
The bank operates three full-service branch locations in Worthington, Upper Arlington, and New Albany, Ohio.
First Bank of Central Ohio provides specialized solutions for medical and dental practices, property management, and commercial real estate.
- Headquarters
- 6700 N High St, Worthington, OH 43085
- FDIC certificate
- 59249 ↗
Branches
3 branches in Ohio
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Ohio
3 branches
- First Bank of Central OhioMain office6700 N High St, Worthington, OH 43085Directions
- 1760 West Lane Avenue Branch1760 W Lane Ave, Columbus, OH 43221Directions
- First Bank Of Central Ohio Branch5065 Forest Dr, New Albany, OH 43054Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.86% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.48% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -0.23% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio9.86%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.48%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-0.23%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank of Central Ohio are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.