Credit union · NCUA insured
Day Air Credit Union
A $892.9M credit union headquartered in Kettering, OH, with 53,982 members and 5 branches in Ohio. Best rates: savings 2.63% APY.
Day Air Credit Union Carrot Score
84
Carrot Score
Higher than 64% of U.S. banks and credit unions
#9 of 28 in Dayton, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Day Air Credit Union
Day Air Credit Union was founded in 1945 by 26 employees of the United States Air Force Depot - Gentile Station to help each other improve their financial situations.
Locally owned and member-owned, the credit union operates five full-service locations serving the Miami Valley region in Southwest Ohio.
- Headquarters
- 3501 Wilmington Pike, Kettering, OH 45429
- NCUA charter
- 66835
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, regularly work, worship, or attend school in the Miami Valley / Dayton region of Southwest Ohio (Montgomery, Greene, Warren, Miami, Butler, Champaign, Clark, Preble, and Darke Counties).
Employers and groups
- Employees of Day Air Credit Union are eligible for membership.
Military, government and schools
- University of Dayton students, alumni, faculty and staff are eligible for membership.
- Employees of the VA Medical Center are eligible for membership.
Family and household
- Family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-siblings, and adoptive relationships) of existing members are eligible for membership.
Branches
5 branches in Ohio
Loading map…
Ohio
5 branches
- Wilmington Pike BranchMain office3501 Wilmington Pike, Kettering, OH 45429Directions
- Beavercreek Branch2089 Dayton Xenia Rd, Beavercreek, OH 45434Directions
- Centerville Branch9655 Dayton Lebanon Pike, Centerville, OH 45458Directions
- North Dixie Financial Center7919 N Dixie Dr, Dayton, OH 45414Directions
- VA Branch4100 W 3rd St, Dayton, OH 45428Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.56% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.96% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.73% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio14.56%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.96%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.73%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Day Air Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.