Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Ohio
- Summit Federal Credit UnionSilver Money Market CheckingSilver Money Market Checking · $2,000 min
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Maximum of 3 withdrawals/checks per month; minimum withdrawal of $250. Compounded and credited monthly.
Offer: Minimum balance of $2,000 required to earn dividend.
0.55% interest rate · No monthly fee
Rate checked
More details - Your Legacy Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–2.53% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Compounded monthly.
0.50% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 1.26% $50,000 – $99,999 1.51% $100,000 and up 2.53% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Dec 31, 2025
Rate checked
More details - Theory Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.50%–1.01% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Offer: $2,500 minimum required to earn Money Market rate; dividends post quarterly; rates reviewed on the last day of each month and may adjust for current and new deposits.
0.50% interest rate · Effective Nov 22, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $50,000Your amount 0.50% $50,000 and up 1.01% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.50%–0.65% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.50% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.55% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.60% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 0.65% Rate checked
More details - OUCU FinancialMoney Max SavingsMoney Max Savings · $0 min · 0.50%–1.00% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Compounded monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.70% $100,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - Educational Community Alliance CUExtra Credit Money MarketExtra Credit Money Market · $2,500 min · 0.50%–3.04% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must purchase and maintain minimum required share ($5.00 par value, 1 share) for membership. Up to 6 transfers/withdrawals permitted per month.
Offer: Tier 1: Daily balance from $0.01 to $2,499.99. Minimum opening deposit and balance of $2,500 required to open account. Interest calculated on daily balance and paid monthly. Once a tier is met, the rate applies to the full balance.
0.50% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Extra Credit Money Market Balance APY Up to $2,500Your amount 0.50% $50,000 and upOnce a particular range is met, the rate applies to the full balance of the account. 3.04% Rate checked
More details - Consumers National BankConsumers Relationship Money MarketConsumers Relationship Money Market · $50 min · 0.10%–2.00% by balance
Bank · 23 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Linked to Consumers Relationship Checking. $12 monthly service charge avoided with a $1,500 minimum balance. $50 minimum deposit required to open.
Offer: Monthly fee of $12 waived by maintaining a $1,500 minimum balance.
Qualified rate · 0.10% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Consumers Relationship Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 1.01% $100,000 – $500,000 1.50% $500,000 and up 2.00% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earns interest for each day the account balance is above $100.00. Interest credited quarterly.
Offer: Minimum balance to earn interest is $100.00. Interest credited/compounded quarterly.
0.50% interest rate · Compounded quarterly · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - Treadwell Credit UnionGem City Money Market PlusGem City Money Market Plus · 0.50%–1.85% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must bring funds over from another financial institution.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Gem City Money Market Plus Balance APY Up to $20,000Your amount 0.50% $20,000 – $50,000 1.75% $50,000 – $100,000 1.85% $100,000 and up 1.85% Rate checked
More details - Treadwell Credit UnionMoney Market Share AccountMoney Market Share Account · 0.50%–1.85% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $20,000Your amount 0.50% $20,000 – $50,000 1.75% $50,000 – $100,000 1.85% $1,000,000 and up 1.85% Rate checked
More details - OUCU FinancialMoney Max Savings AccountSavings · $0 min · 0.50%–1.00% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered savings account. Dividends compounded and credited monthly. No monthly service fee. Unlimited access to funds.
Offer: Dividends compounded and credited monthly.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Max Savings Account Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.70% $100,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: To earn reward rates, have at least 12 debit card purchases post and settle, be enrolled in eStatements, and access online banking at least once during the monthly qualification cycle in 360° Cash or 360° Cash Back account.
Offer: Qualifications met in 360° Cash or 360° Cash Back account.
Qualified rate · 0.50% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch