Bank · FDIC insured
Kentucky Farmers Bank Savings Rates
Kentucky Farmers Bank’s best savings rate is 0.50% APY on $10,000, with its Savings. Rates checked October 22, 2026.
How Kentucky Farmers Bank’s savings rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Kentucky Farmers Bank has the most branches. $10,000, best rate first.
This bank’s best
Kentucky Farmers Bank
0.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $50
Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Kentucky Farmers Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kentucky Farmers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Plus Personal
0.20%APY
Rates apply to customers who qualify.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $25,000Compounds monthly. < $25,000 tier. · $1,000 to open | 0.20% | $1,000 | $20 | Compounds monthly. < $25,000 tier. |
| $25,000 – $100,000Compounds monthly. A service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000. · $25,000 to open | 1.00% | $25,000 | — | Compounds monthly. A service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000. |
| $100,000 and upCompounds monthly. A service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000. · $100,000 to open | 1.25% | $100,000 | — | Compounds monthly. A service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000. |
Sources (1)
- kfb.bank/personal/deposit-rates · captured Oct 15, 2026
Savings
0.50%APY
Earns interest for each day the account balance is above $100.00. Interest credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.00. Interest credited/compounded quarterly.$100 and up | 0.50% | $50 | Minimum balance to earn interest is $100.00. Interest credited/compounded quarterly. |
Money Market
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounds monthly. Rates apply to customers who qualify.Any balance | 0.20% | $20 | Compounds monthly. Rates apply to customers who qualify. |
Sources (1)
- kfb.bank/personal/deposit-rates · captured Oct 15, 2026
Special-purpose accounts
IRA Variable Savings
0.50%APY
Available as Traditional or Roth IRA. Interest credited quarterly. Substantial penalties may apply for early withdrawal. If interest is paid by check, the rate will be reduced by 0.50.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance requirement of $250. Compounded quarterly. If interest is paid by check, rate reduced by 0.50.$250 and up | 0.50% | $50 | Minimum balance requirement of $250. Compounded quarterly. If interest is paid by check, rate reduced by 0.50. |
Student Savings
0.50%APY
For students, Kindergarten - Undergrad, 25 years of age or younger. Earns interest on any balance; credited quarterly. Rewards of $25.00 for K-5 perfect attendance, 6-12 GPA > 3.5, or College Dean's List (limit 2 rewards per year).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns interest on any balance. Interest credited/compounded quarterly.Any balance | 0.50% | $50 | Earns interest on any balance. Interest credited/compounded quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.