Credit union · NCUA insured
Your Legacy Federal Credit Union
A $79.2M credit union headquartered in Tiffin, OH, with 6,460 members and 1 branch in Ohio. Best rates: CDs 3.82% and savings 0.50% APY.
Your Legacy Federal Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#3 of 9 in Tiffin, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Your Legacy Federal Credit Union
Founded on February 20, 1952 as St. Joseph Parish, Tiffin, Federal Credit Union, the institution was created by H. McClellan and Monsignor R. Gabel.
It became Tiffin St. Joseph Federal Credit Union in 1987, received a Seneca County community charter in 2003, and launched the name Your Legacy Federal Credit Union in 2014.
- Headquarters
- 25 Shaffer Park Dr, Tiffin, OH 44883-9290
- NCUA charter
- 7674
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities in Seneca County are eligible to join the credit union.
- Persons who live, work, worship, attend school, or volunteer in Seneca County are eligible to join the credit union.
Cost to join
- Membership requires opening a savings account with a minimum deposit of $5.
Branches
1 branch in Ohio
Loading map…
Ohio
1 branch
- Main OfficeMain office25 Shaffer Park Dr, Tiffin, OH 44883Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.59% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio10.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Your Legacy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.